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Guys,
I'm looking to get onto the property ladder, but I have zero deposit, and realise 100% mortgages are a thing of the past. The only thing that makes my situation (slightly) different to many others in the same boat as me, is that I've now secured...
Started by jpowell79 on
, 20 posts
by 13 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Onto the property ladder, but I have zero deposit, and realise 100% mortgages are a thing of the past pm in 25yrs time (Probably lot less with remortgage better LTV rates etc)
Renters kid themselves.
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I have these saved to my laptop & iphone, do you know anywhere online or a shop that do special offers, I have about 2 years of photos and have to get them developed now or I'll have to remortgage the house to pay for them, there are so many, thanks
Started by cindarellawoman on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at weddingsonline):
100 photos free...def check them out....I also use snapfish they always do good deals and are really.
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My IVA commenced in Oct 2007 and has an equity release in the 4th year. I am happy to say that in the beginning it was quite difficult but became easier to time passed. I think its one of the best decision in my life.
My current fixed rate mortgage is...
Answer Snippets (Read the full thread at iva):
My agreement states:
In the 4th year of the Arrangement an open market valuation provides the greatest return to creditors... .
In the current market you will find it extremely hard to secure a remortgage and will most likely with the remortgage.
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Ask your Facebook Friends
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Most of the opinions expressed on this forum and elsewhere tend to suggest that if one is unable to release the required equity [in my case 35k] through a remortgage in the fifth year of an IVA, then in 99/100 cases the creditors will approve 12 additional...
Answer Snippets (Read the full thread at iva):
The debtor must remortgage of a remortgage,
12 additional....
Hi, thanks for the helpful in the 4th year of the Arrangement together with a mortgage redemption figure .
remortgage then the IVA will continue for a further twelve months.
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Hello,
currently wondering if its worth buying out my current (sole owner) deal and remortgaging. just wondered if ive missed anything and is it worth it??
basic figures.
currently 5.83% untill april 2013 paying £563 over 32 years oweing 97k. early repayment...
Started by F_Bear on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at moneysavingexpert):
I see what u mean, in the short time id be £100 better off.
Thanks for the reply.
Product + £3k ERC - £4k total
You would save £100 a month for 2 years - £2.4k total and add 2 years to be proved wrong...
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Hello all this is my 1st post on here so be gentle with me
I'm thinking of re-mortgaging my property that I own and was wondering the best route to go down.
I am going to be moving in with my g/f and was thinking of renting my property. I had got into...
Started by willsmeister on
, 10 posts
by 8 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Current lender in trying to obtain further borrowing, a remortgage (that's moving the mortgage to a new a history of mortgage arrears - of finding a mortgage lender that is willling to agree to a remortgage.
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Hi all
I've just joined here so this is my first post. Been reading a few topics and I've been really impressed by the help and understanding of those replying so I thought I'd give it a bash.
Firstly I am seriously considering a trust deed but I'm not...
Started by Headwire on
, 16 posts
by 9 people.
Answer Snippets (Read the full thread at trust-deed):
No one seems....
It's your name a remortgage unless it has its own deed.
You feeling reluctant for them to remortgage to pay off your situation and you have to be happy to me, they would rather have 30% of something than 100% of nothing.
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Hi all, I was hoping for some advice on the following problem.
My husband and I own a house outright and we are trying to remortgage to release some equity. I am not a permanent UK resident yet so the lender wouldn't allow me to be on the mortgage and...
Started by yumyums on
, 6 posts
by 3 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Despite.
This is not unusual at all.
That their loan is not secured on 100% of the property.
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Hi, I took out an IVA with Payplan in 2006 and the 5 years payments finished last year. At that point I was then supposed to release 75% of the equity in my property.However when I tried to remortgage my lender turned it down on the grounds that I was...
Answer Snippets (Read the full thread at iva):
I was a bit alarmed to read in this document that if this proposal .
It is pretty much standard practice cos no one can now get a remortgage in an IVA [or without one unless u are a 100% safe bet].
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Hi,
I thought I'd post here as there seems to be so much love for First Direct but my experience with them has left me wishing I hadn't bothered.
I have just remortgaged with FD and all is now complete. The latest error from them is getting the mortgage...
Started by Flo_Rida on
, 18 posts
by 10 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Are you ringing?
You should be calling either 08 456 100 100 or 0113 234 5678, the first time I heard.
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