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Title says it all. Got my bonus number today and I have until 2/9/12 decide how much of it gets moved to my retirement plan. Do I put it in my 401K (nice sized balance) or use it to start the funding on the Roth-401K ($0 balance) that my company offers...
Started by The Mighty Zoltan on
, 32 posts
by 14 people.
Answer Snippets (Read the full thread at arstechnica):
From the sounds of things, the 401K ought to be in good shape, so why not spread it around? If you are going to continue to max out your 401k through regular contributions, then why would into the 401k; it's found money....
Of the deal.
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Started by StrangeIntelligence on
, 16 posts
by 10 people.
Answer Snippets (Read the full thread at reddit):
I have about....
The 401k is with Vanguard, so I also have the option of investing in a Roth 401k.
They don't provide vested after 4 years (5 years from now) .
I just started with a new employer and I'm signing up for their 401k benefit.
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Secrets of the 401k millionaires - 1 - retirement planning - MSN Money
Some highlights from the article:
0.2% of 401K holders have a million dollar balance or more
The median 401K balance is $60,000
Only 9% of 401K holders contribute the max ($17,000 ...
Started by bjl584 on
, 20 posts
by 13 people.
Answer Snippets (Read the full thread at savingadvice):
Maxing out the 401k would require saving 34% of gross income, not a realistic number in the US is 50K, saving 15% for retirement would....
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Ask your Facebook Friends
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I have the option of contributing to either a traditional 401k or a Roth 401k.
Which would you choose? Would you choose one over the other or split your contribution between the two?
In case you are wondering the company 100% matches the first 3% and ...
Started by farfalla2011 on
, 9 posts
by 6 people.
Answer Snippets (Read the full thread at thenest):
I don't have the Roth 401K option so the tax break, I would put as much....
If you don't need the tax break, I would put as much as possible in a Roth 401K and see how much you can put away and still feel comfortable.
Situation and cash flow.
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I see a lot of people here contribute the maximum amount to their 401k.
If you contribut the max to 401k, what is your annual HOUSEHOLD income? < $50k (1.1%) $50k - $75k (2.3%) $75k - $100k (5.7%) $100k - $125k (4.5%) $125k - $150k (17%) $150k - $...
Started by LisaMinFL on
, 26 posts
by 19 people.
Answer Snippets (Read the full thread at thenest):
I have contributed....
And contributes $17.5k to 401k that is different to me than a couple making $150k combined earner makes $150k and contributes $17.5k to 401k that is different to me than a couple making $150k combined contributing $35k.
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I'm slowly getting up to speed on effective methods to utilize a Roth IRA in my situation, and would appreciate any feedback or corrections.
One of my prior mistakes was making $43.5k non-deductible IRA contributions. I haven't rolled this into a Roth...
Started by egghead on
, 17 posts
by 8 people.
Answer Snippets (Read the full thread at bogleheads):
If they don't pro-rate the combined after-tax 401k contributions with the traditional....
If your rollover IRA is titled as such, that also makes it rollover eligible for future conversions of the after-tax contributions" .
Rollover to the 401k.
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I'm 33, debt free with 3 months of income saved. 25% fed and 6% state. Have $9K invested in my 401k and $5K in a trad. IRA with vanguard. I am currently not investing into anything as I'm trying to build up to 12 months of saved income, once I get there...
Started by Nutaboutgolf on
, 13 posts
by 8 people.
Answer Snippets (Read the full thread at bogleheads):
So of lost opportunity for earnings, ....
I assume that the amount you borrow from the 401K is no longer invested.
Borrowing from a 401K but for the purpose of dropping PMI and lowering interest rates perhaps it is a worthy reason to do so.
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Roth IRA is after tax and grows tax free. 401K is before tax and you will be taxed upon withdrawal. Some folks choose to max out both accounts.
Started by reddem0n on
, 14 posts
by 8 people.
Answer Snippets (Read the full thread at slickdeals):
Depending on the 401k the participant can make contributions on a pre-tax, post-tax the 401k Roth that was recently allowed....
Not in all cases.
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People seem to treat the 401k plan that their employer offers like its the best thing ever. Its not that great when you add up all of the varibles and what ifs. To begin with, stock markets are risky and people shouldn't blindy invest in it without a ...
Started by I saw on
, 21 posts
by 9 people.
Answer Snippets (Read the full thread at skepticforum):
Driving a car is near ....
Breathing is.
Its straw man.
: : People seem to treat the 401k plan that their employer offers like its the best thing ever.
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Our company was requited to conduct a marketing campaign for 401K Protection Agency is Florida. Between training and the actual calling we spend a total of 5 weeks. Now the same people that recruited us have gone into hiding and are not paying the bills...
Started by Hphenry48 on
, 21 posts
by 13 people.
Answer Snippets (Read the full thread at complaintsboard):
Asked, I didn't give this person any info about....
Just got a call from a company claiming to be offering 401K protection plan.
401K PROTECTION AGENCY AND GLOBAL DIRECT COMMUNICATIONS OWNERS ROBERT( BOBBY )DARIGO AND LISA DE LA THEIR BILLS.
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