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Here is a URL for a January 09, 2012 article on cardratings.com that lists "the five worst credit cards of 2011:" http://www.cardratings.com/worst-credit-cards-2011 -hall-of-shame.html
Started by on , 10 posts by 8 people.  
Answer Snippets (Read the full thread at myfico):
Gt; "If you're trying to maintain 30 percent credit utilization to boost your FICO score " Sounds credit cards of 2011:" http://www.cardratings.com/worst-credit-cards-2011 -hall-of-shame.html Just knew FP was getting....
Just wondering if the scores we pay for through myFICO are TRUE FICO scores? I also get free credtit check monitoring from USAA (my bank) but it's showing a lower score than what myFico just alerted me my TU score changed to???!!! now i'm confused because...
Started by on , 10 posts by 5 people.  
Answer Snippets (Read the full thread at myfico):
Equifax sells....
If it does not say FICO anywhere then it is not a FICO score March2010 FICO® ~ 695 TU, 653 EQ, 697 EX So does this mean my credit there.
Service ~ if it only says credit score then It is not a FICO score.
So my credit score has increased by 23 points, yet I didn't receive an alert. I have to admit its a little disappointing that I didn't receive an alert. I had to use the power report in order to find out. My email address is correct and there were no ...
Started by on , 10 posts by 5 people.  
Answer Snippets (Read the full thread at myfico):
No important changes were found an alert that says this... .
Card (1250) I would be more concerned of no alert if there was a score drop! How long has it been monitoring your FICO® score and credit report for important changes.
Ask your Facebook Friends
Back in March 2011, I settled a debt with LVNV (CA) for a charged-off Credit One Bank (OC) credit card but Credit One Bank refused to update their trade line reporting to show the correct balance or comment. After sending 2 DV letters (1 to Credit One...
Started by on , 10 posts by 8 people.  
Answer Snippets (Read the full thread at myfico):
Hay EQ542 TRAN582 EX565: Current Score the Credit One contact info? Starting Score: 493 Current Score: 585 tu on 1/18/12 and 595 eq on 1/3/12, please PM me the....
Credit One finally removed the account from my report.
Low $400 limit but I shop at Walmart frequently and decided to app (hey it couldn't hurt seeing as I have quite a few inquiries and wanted to knock something off my purchase) but I didn't get an instant decision. I went home and thought nothing of it....
Started by on , 10 posts by 9 people.  
Answer Snippets (Read the full thread at myfico):
11 Walmart Discover) Goal Score: 80....
Starting Score: 722 Current Score: 735 (Dec.
The money card is a prepaid card.
Congrats, but the money card is completely different from the store credit card.
Transunion deleted Stellar and Trident Asset Management from my credit report today but my score did not move. I also paid all of my credit cards doen to zero balances but Im still waiting for the credit card companies to update my reports. Score simulator...
Started by on , 6 posts by 6 people.  
Answer Snippets (Read the full thread at myfico):
YouCongrats on getting those deleted! What is a score simulator? I've heard that mentioned on here before Starting FICO's (9/26/2011)....
credit report at the time it's pulled, but it took a few days for the actual score to catch up.
I applied to Fingerhut Monday and was approved for a $250 limit. I ordered bedsheets Wednesday and they arrived today. My Fingerhut card arrived today as well along with the disclosure that I read mainly to understand how they process payments and interest...
Started by on , 8 posts by 6 people.  
Answer Snippets (Read the full thread at myfico):
4 CO, 5 CA Secured Cap 1 (900 Scores: EQ 506, TU 546 (11/30/2011) Current Score: EQ 526, TU 586 (2/5/2012) In the magical land else wanted to give....
Score: EQ 526, TU 586 (2/5/2012) In the magical land of rebuilding...
Looking for any advice on how to get my scores up.... In August I met with a mortgage broker for pre-approval for a jumbo mortgage. My scores were around 680 and he asked me to pay down my credit card balances and settle 2 minor collections and I should...
Started by on , 6 posts by 4 people.  
Answer Snippets (Read the full thread at myfico):
Were around 680 and he asked me to pay down my credit card balances and settle 2 minor collections paid down more credit card balances, so my remaining debt is as follows: BOA Card: $836/$8900 Citibank scores....
I'm so excited!!! I just received an email from Chase and they have agreed to delete an account from my credit report that was paid after being charged off!! Any idea how soon I can see a change in my credit score? I was listed as an authorized user on...
Started by on , 10 posts by 8 people.  
Answer Snippets (Read the full thread at myfico):
Idea how soon I can see a change in my credit score? I was listed as an authorized user on two accounts that I wasn't responsible for the debt on their credit card, does the same rule apply for Bank of America: EQ 586....
The Consumer Federation of America found that consumers could save $28 billion a year in lower credit card finance charges if they improved their credit scores by 30 points. As the New Year begins we’d like to officially announce ! The concept is simple...
Started by on , 10 posts by 10 people.  
Answer Snippets (Read the full thread at myfico):
Best wishes to all who taking part of the FICO Fitness Challenge... .
I won't apply for any new credit and will let my AAoA increase.
card Started at 586 EQ and 604 TU in 8/2009 565 EQ Oct 09 614 EQ Dec 09 624 EQ Feb 10 ---604 TU Jan.
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