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Hello All -
I am new to this forum. For the past few days i have been reading various blogs and threads to grasp a better idea of how my credit works and what i need to work on. Long story short, last year i realized my credit score wasnt good (early ...
Started by e485926 on
, 10 posts
by 6 people.
Answer Snippets (Read the full thread at myfico):
Is 670 your middle score?
Also, are applying For A FICO Score ~ What Is In Your FICO Score ~ The Son Of Credit Scoring 101 ~ Closing Credit....
The middle credit score, not the highest or the lowest.
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So I just spoke with the local credit union, and they are offering a 4.5% auto loan (48 months; 4.99 for 60) with only a 670 minimum FICO score!!! I'm psyched!!! Do you think it's unrealistic for me to expect my scores to be up to 670 by March of next...
Started by Tons_of_Debt on
, 10 posts
by 4 people.
Answer Snippets (Read the full thread at myfico):
A suggestion: If you haven't already done so, I'd pull scores all 3 of your FICO scores and your credit reports (both sites are the same price), but at the /12 site you'll get ....
To increase from 514 to 670 during that time.
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I signed up for Credit Score watch two weeks ago. My score at that time was 663. I have applied for 3 new credit cards and according to Credit Score, I should be alerted when new Inquiries hit my Equifax report....NOTHING! NOT ONE! I also have Equifax...
Started by TeeandDee on
, 7 posts
by 5 people.
Answer Snippets (Read the full thread at myfico):
I have applied for 3 new credit cards and according to Credit Score, I should be alerted when new Inquiries it?! Is it ....
My score at that time was 663.
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If my husband and I have bad credit and want to buy a house w a 20% down payment do they combine scores 4 loan?
Started by Stephanie on
, 6 posts
by 6 people.
Answer Snippets (Read the full thread at yahoo):
Http://www.bills.com/how-to-improve-your… Source(s): http://www.bills.com/how-to-improve will have a 1000 ....
Adm/hudclips/… "borrowers with a minimum decision credit score between 500 and 579 are limited to 90 credit score.
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I have one medical collection on my credit report which is 500 dollars and Centrl Finacal controll has the account , will just disputing this item hurt my credit report/score or should i just pay it and let it update as paid .? I heard horror stories ...
Started by Trigga on
, 10 posts
by 7 people.
Answer Snippets (Read the full thread at myfico):
Paying the collection....
So it might actually improve your score.
Will just disputing this item hurt my credit report/score or should i just pay it and let it updateDisputing the collection will take It out of FICO scoring.
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Do I need to open a credit card account to increase my FICO (use it sparingly and just to up the FICO score)?
If yes, which card is recommended or should I use my bank (M & T bank) for a credit card?
I have no credit cards, a paid-on-time student loan...
Started by rambocats on
, 10 posts
by 7 people.
Answer Snippets (Read the full thread at myfico):
Check....) are obtainable....
Having a mixture of credit(credit cards and installment loans) gives you the highest credit score potential.
Yes, you need to have a few revolving accounts open to increase your credit score.
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Hi Everyone,
I have been reading the forums for years now, but never posted.... I wanted to ping the credit minds of everyone to see if you know why Navy Federal Credit Union pulled a score from Equifax and it was 30 points lower than what myfico said...
Started by Lil_Guy on
, 7 posts
by 5 people.
Answer Snippets (Read the full thread at myfico):
Of everyone to see if you know why Navy Federal Credit Union pulled a score from Equifax a Savings account at American Heritage Federal Credit Union and he said my credit score was 675, but my, and I havent received....
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It's no shock that during the devastating economic downturn, a lot of people went from good credit to bad, as job losses and foreclosures took their toll. But here's a surprise: According to FICO data, the number of people with excellent credit didn't...
Started by KrazyforKredit on
, 5 posts
by 5 people.
Answer Snippets (Read the full thread at myfico):
Requirements For A FICO Score Abbreviations * FICO....
What Is In Your FICO Score * The Son Of Credit Scoring 101 * Closing Credit Cards * Guide To Common my spending by a lot, and I never buy things that "I don't need".
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Hi all, I'd love to hear from everyone about your tried and true tips for improving the FICO score. Please share what you have done and how it helped your score. Also, what steps can you take to see the quickest improvement? Thank you for sharing.
Started by KDM on
, 10 posts
by 4 people.
Answer Snippets (Read the full thread at myfico):
Stick, Chase will usually....
(4-5 cards) And who the credit is with will also make (or break) the score.
If your score is 670 or better on all 3 loan.
A bankruptcy in your credit files, Chase will usually take the risk.
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Hi everyone first time poster & learning a lot from this forum & hope to contribute in due time. So as of 11-4-07 my FICO scores are TU-673, EQ-670 & EX-657. I'm planning on taking out a used car loan for 12,000 for 48 months. I want to get my financing...
Started by DavidLee on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at myfico):
I'm going to check.
Tuscani, I'm hoping your correct & 9% is a bit on the high side .
Check with your local credit unions as they give good deals i got a 7.49% with mine and my score with no credit issued.
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