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Hi all, I want to improve my credit score, last I checked it wa somewhere around 650-660. I have 2 credit cards 1. Capone - CL- $750 - Balance - $300 2. Chase Visa - $3000 - Balance - $2700 Last I applied for a card and was denied was in August 2011, ...
Started by on , 10 posts by 5 people.  
Answer Snippets (Read the full thread at myfico):
When should I apply for the Chase Sapphire back on track and... .
How long does it take for my credit score/FICO to change? I just checked my score with Equifax and its a lot lower than I expected. 2 years ago with Equifax it was: 810 out of 850 it said: Key Factors Affecting Your Score: The amount owed on your revolving...
Started by on , 5 posts by 4 people.  
Answer Snippets (Read the full thread at omgili):
If you have existing....
I do about it.
I get one free FICO score from another credit card.
A score of 766 doesn't leave room it went from 836 down to 828-829.
Utilization is pretty good but still has room for improvement .
I'm looking for a new credit card, my credit score is 681. I don't know what I should try to get! Help!
Started by on , 10 posts by 4 people.  
Answer Snippets (Read the full thread at myfico):
Ask your Facebook Friends
Barclays travelocity amex, credit limit $2500. Transunion Fico Score: 738 MY usaa fako scores so far are close to my FICO scores (i know, dont compare the two, i say it all the time too) TU and EQ are within few points of FICO for me. this should be a...
Started by on , 4 posts by 3 people.  
Answer Snippets (Read the full thread at myfico):
They only gave me a 1500CL Current Score: FICO'S TU08 760, TU98 709, EQ 693, EX 685, FAKO'S TU 766, EQ 743, EX 747 Goal Score: 800 ACROSS THE BOARD,,,,IN MY WALLET: amex bce 12k, penfed promise 11k: Experian 767, Transunion 743, Equifax....
At what point do CCCs collectively decide to stop issuing someone credit based on their income? For example, if someone makes $60K a year (and has excellent credit), what is their credit limit threshold? I'm just curious.
Started by on , 10 posts by 8 people.  
Answer Snippets (Read the full thread at myfico):
760, TU98 709, EQ 693, EX 685, FAKO'S TU 766, EQ 743, EX 747 Goal Score: 800 ACROSS THE BOARD 709, EQ 693, EX 685, FAKO'S TU 766, EQ 743, EX 747 Goal Score: 800 ACROSS THE BOARD,,,,IN MY WALLETI believe it all varies by creditor....
Hi there. My husband and I have several credit cards (mastercard and store cards) that are all close to the limit. I'd like to pay them all off when we get our tax refund in order to reduce the negative hit to our credit reports due to utilization, and...
Started by on , 6 posts by 6 people.  
Answer Snippets (Read the full thread at myfico):
Starting Score: 760 Current Score: 728 Equifax 754 TU 731It....
766, EQ 743, EX 747 Goal Score: 800 ACROSS THE BOARD,,,,IN MY WALLET: amex blue 12k, penfed promise and it to be accurately reflected on all credit reports.
What would be considered a reasonable APR for a credit carad? I would imagine that your APR will be set based on your creditworthiness right? Thanks
Started by on , 4 posts by 4 people.  
Answer Snippets (Read the full thread at myfico):
Starting Score: 600 Current....
TU 766, EQ 743, EX 747 Goal Score: 800 ACROSS THE BOARD,,,,IN MY WALLET: amex bce 12k, penfed promisewell for me i think 10% or lower Current Score: FICO'S TU08 760, TU98 709, EQ 693, EX 685, FAKO'S.
Hi Folks, What credit monitoring service do you use to check soft and hard pulls on all three of your reports? Wondering if anyone has a discount code for one of these services that I can subscribe to? Thanks
Started by on , 10 posts by 10 people.  
Answer Snippets (Read the full thread at myfico):
Here ....
My credit union has been advertising a free forum.
If I want an actual score, I have used this site in the past.
But can be way off Current Score: FICO'S TU08 760, TU98 709, EQ 693, EX 685, FAKO'S TU 766, EQ 743, EX.
I just closed my Credit One card and gleefully cut it up into tiny pieces. No more $8.25 monthly fees! No more interest charged without a grace period! No more being asked to pay for CLIs! Huzzah! It is a new day. :-)
Started by on , 10 posts by 9 people.  
Answer Snippets (Read the full thread at myfico):
Combined major card (non-store) credit limit currently: $58,538 Current rid of them! Starting ....
STATS: 714, 714, 723 FAKOs.
FAKO'S TU 766, EQ 743, EX 747 Goal Score: 800 ACROSS THE BOARD,,,,IN MY WALLET: amex blue 12k, penfed.
Okay let's start with how it helps. Gives best advice insight and know how of best practices on everything you need to know.VERY obvious. Now let's start with how it hurts first off I hate it for the same reason I love it before I joined this forum I ...
Started by on , 10 posts by 7 people.  
Answer Snippets (Read the full thread at myfico):
Current Score: FICO'S TU08 760, TU98 709, EQ 693, EX 685, FAKO'S TU 766, EQ 743 of these wonderful cards, but I didn't because I knew that with my (then) credit score and situation, but I didn't because....
Very nice for ur AAoA.
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