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Hi all, this is my first hope and hoping to get some advice...
I am married, 40 yrs old with 2 kids, 9 and 6. Trying to find ways to save but have a good amount of CC debt. Here is the breakdown:
CC-1 (21.90%) - $599.55
CC-2 (15.24%) - $1,392.77
CC-3 ...
Started by DJP0910 on
, 19 posts
by 12 people.
Answer Snippets (Read the full thread at savingadvice):
Now that we the CC debt gone lifts a huge burden off our shoulders and would allow us to institute some actual at the moment, though....
Our focus at the moment, though, is the CC debt.
Chipping away at and are OK with paying.
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I've got a 10K CC Debt, I can no longer afford the minimum payment. I've told the bank I can't afford the minimum payment but they will not listen, keep threatening me saying they'll sell on my debt. I've asked them if they'll write off the debt, but ...
Started by Haree on
, 19 posts
by 15 people.
Answer Snippets (Read the full thread at moneysavingexpert):
I've told the bank I can't afford they're being so mean to you.... .
Advice charity (a real one, not one that charges).
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Household debt
For those carrying balances, not what you pay off each month.
Charge!
Zero (55.9%) <$500 (4.2%) <$1000 (2.4%) <$2500 (7.1%) <$5000 (7.1%) <$7500 (5.7%) <$10000 (6.1%) <$15000 (4.3%) <$20000 (3.2%) I'm so ffvvcked...
Started by 5280 on
, 30 posts
by 20 people.
Answer Snippets (Read the full thread at thenest):
We have had $0 CC debt....
We pay the full (and sometimes a little bit more .
Futurepivko: 0.
We don't have any CC debt, but DAMN we have enough SL debt of the cc debt asap.
But I wouldn't do that.
Below it.
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Ask your Facebook Friends
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Hi need some advice.
my wife has a credit card debt with the Halifax
shes put the debt in dispute and asked for the original cca
but they have only sent twice may i add a copy of a application for credit.
We are both out of work and my daughter lent us...
Started by shifty50dog on
, 19 posts
by 8 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Should you fail that iqor have bought this debt off the halifax....
I dont know its my wifes credit card debt,all i can say is that when i cca them that the above account is now closed and that you will not pursue the alleged debt.
Scott.
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Hi all
Im after a 0% BT card to transfer some of my caredit card debt onto. I currently owe LloydsTSB £10k on an interest free card, and £5k to Santander on a 0% bt card thats just come to the end of the offer period, so now charging interest
I've applied...
Started by britishboy on
, 18 posts
by 5 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Do they....
But £15K debt is 'significant' against a £40K salary, especially if accompanied debt exceeding £10K" criteria.
What's your total debt?
are the two cards mentioned near their credit limits
do you pay only card such as Virgin.
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This is my current situation: My DH and I rent an apartment as well as help my Mother pay her rent each month and it's costing us $1300/month and my mom is still paying $600/month so my DH and I discussed buying a 3 bedroom condo and having my Mom live...
Started by TaraF on
, 15 posts
by 12 people.
Answer Snippets (Read the full thread at smartcanucks):
It's better to have a LOC debt....
Make sure you don't go overboard with it and use your condo as a big ATM card only use the money to pay off your CC debt.
This money from the HELOC to pay off your CC debt which is at 20 %.
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Hi Yiping, how everything?
Started by luina on
, 24 posts
by 14 people.
Answer Snippets (Read the full thread at singaporebrides):
And so in cases wherein DMP has been approved, ur bf must be prompt in his payment and he CCS, there is also another... .
Honestly debt..
But i planned for them and now they are debt-free.
Money?
My friends used to own CC debts.
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How depressing....if we didn't have cc debt our bills would be around 1100 a month....however we do have it and pay at minimum 1300 a month toward them this is helping us attack the balances quickly but makes me sick to think pretty much my entire income...
Started by Janelle M. 1985 on
, 10 posts
by 10 people.
Answer Snippets (Read the full thread at babycenter):
In addition was about $1000/month in CC debt, plus a boat & truck payment putting our total debt payments(other than mortgage....
Back in 2006 when we started DR our minimum debt payments just for CC's were 1200 a month.
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I've been checking my PO Box religiously this month waiting for my w2's and one of them was sent to my Dad's house. Grr. Anyway, I just got off the phone with my sister, plugged in the rest of my info and BAM - my refund/return amount.
It's enough to ...
Started by BlissReturns on
, 4 posts
by 2 people.
Answer Snippets (Read the full thread at thenest):
Did you have a lot of cc debt? our:
sarack: wow, that ....
Sarack: wow, that is awesome.
:( our refund wasn't that much.
Did you have a lot of cc debt? our return is enough to pay off part of a cc..
Wow, that is awesome.
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Hi
My debt situation:
Student loans: ~$23,000 @ 5.62% - minimum: ~$160/mo
CC: ~$2300 @ 8.5% - minimum ~$75
My understanding is conventional wisdom says to pay off higher interest first. But in this case, I'm wondering if the math is heavily enough weighted...
Started by ymillion on
, 7 posts
by 6 people.
Answer Snippets (Read the full thread at savingadvice):
If you pay the extra money toward the student loan, you will pay the CC first, then roll it into the ....
In terms of saving the most money, paying the highest interest rate debt first your numbers into a debt calculator.
Or $129.26.
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