|
Hi folks, new poster here.
Just a quick question, I basically requested a Credit Agreement from Very.co.uk due to getting into arrears with them due to loss of job and them refusing to accept a realistic repayment plan .
Now, I received a copy of the ...
Started by Dan8989 on
, 14 posts
by 4 people.
Answer Snippets (Read the full thread at consumeractiongroup):
For some reason the uploader shrunk in the right direction?
I received the credit agreement, but I'm not happy with it and want to confrontAre the financial details....
A photo of the credit agreement (in 2 parts)
Attached below.
|
|
My mum had a loan with nastywest for £12000...her bank charges got heavy on the account and she was asked to go to see the bank who advised she should replace the loan to clear a £720 o/d position which she did. they then sold her PPI which she questioned...
Started by jamesbond on
, 20 posts
by 3 people.
Answer Snippets (Read the full thread at consumeractiongroup):
This is a seperate issue the OFT do the work for you regarding the... .
Just outline why be interested in a mis-sold PPI at this time or a missing loan agreement.
Of the PPI and non production of the agreement? Put your submission to the OFT.
|
|
A few years ago, I took out a loan with egg. However, due to circumstance the payments were reduced. I was ill advised to stop paying because it was unenforceable. I then went to a council run debt advisor and I requested that egg sent me a signed copy...
Started by Sundaygirl73 on
, 18 posts
by 12 people.
Answer Snippets (Read the full thread at moneysavingexpert):
The reconstituted agreement they sent get into deeper trouble.
You sure you have been contacting the right firm.
For three years.
|
Ask your Facebook Friends
|
Hello,
I had a problem with my credit card from Lloyds
they refused my offer of reduced payments when I became ill and could not pay the full monthly amounts on my credit card.
Eventually they passed the account to AIC who then started their usual harassment...
Started by yetanotherAICvictim on
, 11 posts
by 5 people.
Answer Snippets (Read the full thread at consumeractiongroup):
I have been doing agreement will have been superceded by the newer agreement of 28/01/2002 assuming the following:
That it contains the prescribed....
Such agreement with them verbally or in writing, just another con trick I suspect.
|
|
Hi,
I went BR in 2007, but after reading all the forums about unenforceability, it seems that all the accounts I had were unenforceable.
Should I try to get the BR reversed?? if there is such a thing on the basis that they were all unenforceable.
All ...
Answer Snippets (Read the full thread at iva):
The noble Law Lords deemed that this blatant breach of the Consumer Credit Act their credit agreements to us, JUST CLEARLY THROWING MONEY AT PEOPLE!!! I hope that many people read find advice....
Not included in the Agreement.
|
|
Hello all
I have sent a recorded CCA letter off to Lewis group about 4 weeks ago regarding my hire purchase on a car I bought at the end of 2005 through welcome finance.
They have returned A credit agreement within the time limit of a fixed-sum loan agreement...
Started by grizzlee on
, 20 posts
by 6 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Of a credit agreement that I signed withWelcome Finance in 05
The letter is as follows:-
I acknowledge of our client together with afurther copy of your credit agreement
I also woke up to a message://www.ico.gov.uk/complaints....
|
|
Problem number one.;i have payed £10 to get a copy of my signed credit agreement,2yrs later and after may phone calls i have still not received anything what can i do? Problem number two; after hiking up my card apr from about 9% to 12%,14%to finally ...
Started by fren on
, 18 posts
by 8 people.
Answer Snippets (Read the full thread at moneysavingexpert):
You paid £10 2 years ago to get a copy of your credit agreement? You can get it free if you ask, you paid £10 2 years ago to get a copy of your credit agreement? You can get it free if you ask by obtaining a copy of the ....
|
|
Please can someone assist
Can I ask the claimant to bring the original credit agreement to court or ask to view the original credit agreement under CPR.
Thanks
Started by meshi on
, 5 posts
by 3 people.
Answer Snippets (Read the full thread at consumeractiongroup):
I have in the past received a copy of an agreement with terms on a differrent page but there is a gap of 3 years as the claim sort of got lost.
That the agreement will be on the list of standard disclosure.
|
|
Hi, if a loan credit agreement regulated under the consumer credit act 1974 does not seperate the loan from the PPI on the agreement i understand it is unenforceable? What if the debt has been passed to a financial outsourcing company being LINK financial...
Started by jim121 on
, 9 posts
by 2 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Thanks Hi again, what does sb'ed or already written off mean? thanks Oh also the original agreement.
|
|
Hi,
I'm new to these boards, I joined because I just couldn't find the answer to my question through Google but I get martin's email and thought you lovely people may be able to help.
So my question is, is council tax a credit agreement? I want to open...
Started by holylopez on
, 5 posts
by 4 people.
Answer Snippets (Read the full thread at moneysavingexpert):
As informed above council tax does not go on your credit fail on your credit....
Thank you! Good news.
Council tax defaults are not recorded credit agreement.
|
