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Hi, we have two debts with Lowell which have resulted in defaults, after sending letter to them requesting credit agreements for both accounts this is the reply ive got back concerning both:
We refer to your recent copy of original credit agreement for...
Started by flippedserenity on
, 13 posts
by 5 people.
Answer Snippets (Read the full thread at all-about-debt):
They say could get it to show on credit file as unsubstantiated.
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Hello.
I had two loans with Egg over the years and i wanted to know whether i have a case for a " PPI " claim.
So i wrote and requested copy of the credit agreements. But egg have answered that under the consumer credit act they have no obligation to ...
Started by nino on
, 11 posts
by 4 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Both were for a....
One loan was taken in 2005 and one in 2003 .
I will add it.
How old is the debt BTW? Good thing you have mentioned the ICO .
Don't forget to threaten with a complaint to the ico in the letter .
Let me know how you get on.
No worries dude.
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In the UK you have a right to withdraw from a credit agreement within 14 days. But what happens to the goods if you withdraw?
For example
Let's say you bought a car on finance, and put your old car in as part exchange, if 10 days later you decide this...
Started by jimpelican on
, 11 posts
by 5 people.
Answer Snippets (Read the full thread at moneysavingexpert):
I have not yet ....
If you signed your credit agreement 10days ago.
If you signed and been approved for the credit agreement 10 days ago but have not picked up the agreement you signed with the dealer says that you do.
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Hi All,
I wrote to Reliuable Collections a couple of weeks ago for a copy of my credit agreement, I have just received it today. The agreement in unsigned and my address is wrong only my name is right and it is not in my hand writing. Is this an unforceable...
Started by kamwendo on
, 11 posts
by 3 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Ok moved to the cat forum
and the cat company is?
have a read of a few .
Apparently I still owe £1000 it has never gone down only increased, thats why I asked for a credit agreement and sent the £1.
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Im sorry I wasn't sure where to post this, hope this is the right place.
I have an account with NEXT directory which ive recently fallen into arrears with.
I owe £1,300 in total.
I called them last week to ask if my monthly payments could be reduced. ...
Started by tallulah73 on
, 16 posts
by 7 people.
Answer Snippets (Read the full thread at moneysavingexpert):
You will have accepted the terms and conditions when you opened the order and send out a blank ....
I too wasn't sent a Credit Agreement but think I signed one online you need a 'signed' agreement.
In-store (the AC is closed now).
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Now i've got all my credit card charges and loan charges refunded that I know I can get back, time to work on my PPI. Aqua credit card and the shambles that are halifax Bank have paid back my premiums quite easy so now for a much tougher nut to crack ...
Started by joncow75 on
, 15 posts
by 3 people.
Answer Snippets (Read the full thread at consumeractiongroup):
How likely are HFC....
Regulated agreement, or
(b) conducted by a credit-broker in relation to goods sold or proposed to be sold credit cards
were any of these rollovers too?
looks like your in for a windfall!
dx Hi Dx, no none were.
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Hi,
Can anyone advise me, I have written to my Credit Card company requesting my original signed agreement so I could look at reclaiming my PPI. They have sent me a letter confirming my balance and outstanding amount. They have said they do not have my...
Started by JasonBe on
, 8 posts
by 4 people.
Answer Snippets (Read the full thread at moneysavingexpert):
It wont tell you how the agreement at this time, they have no choice but to suspend your account to prevent you increasing debts and will sign a new ....
A credit agreement will only tell you if you had it or not at point of sale.
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Hi
Received this letter from a creditor... any idea what the hell they are going on about? Never seen this statement from a creditor before.
Any help appreciated
Started by vjohn82 on
, 16 posts
by 8 people.
Answer Snippets (Read the full thread at consumeractiongroup):
So I would guess every credit agreement would need take you to court under....
Are endevouring to find a copy'..'and be assured we would not have opened a credit card agreement unless the Consumer Credit Act is from 1974...
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Does anybody have an in depth view on the differences between a contract and a credit/agreement!.
my take on it is if an agreement is enforcable by law it is then a contract!!
any one have a better understanding?
please share!!
peace love and light
Started by benzkii on
, 2 posts
by 2 people.
Answer Snippets (Read the full thread at getoutofdebtfree):
You and I must agree (legal obligations) before.
A credit agreement becomes a contract (allegedly) through your actionsyou need agreement so you can contract.
The contract can be enforced.
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Have received a credit agreement which is not very clear with the date just under the customer's signature . In the mean time have recieved a claim form from the court. What I wish to know is as the date is not easily readable on the credit agreement,...
Started by Consumer dude on
, 2 posts
by 2 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Started a thread in the legal forums regarding your claim ?
If the date on your agreement is all.
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