Debt Securities

I'm not so crazy about giving the government MORE of my money when they can't even handle a little bit of it properly. I honestly don't believe it would matter if we gave more to the government, because they would just find ways to spend it on more useless earmarks. source

The needed correction to SS is actually very minor and simular corrections have been made before, its just that whoever pushes for it risks losing elections. The real problem is in Medicare and Medicaid because Healthcare costs are rising much faster than inflation, but really thats a problem for the whole society not just government spending. source

It will mature in 10 years, but is callable after five years. Investors in this issue should always observe the prudent rules of diversification. source

Why don't you look at small liberal arts colleges that aren't particularly famous for philosophy, but are solid all-around liberal arts in general? If you have a good GPA, you might score a really great scholarship. There are so very many small schools out there begging for great, motivated students while the "big name" schools get more than they can handle. source

My issue with Ramsey is he doesn't take interest rates into account. As long as you have discipline it makes sense to consider interest rates when paying things off. source