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Anybody know if these are FICO or FAKO scores?? I don't know which one to purchase - I want FICO scores and I want to monitor it, but I also want the simulator option. Do you only get the credit report once or can you pull it a couple of times?
Started by on , 10 posts by 2 people.  
Answer Snippets (Read the full thread at myfico):
* Who's the boss --you or your credit? late 2010 FICO's: EQ 781 - TU 793 New? Lost? Confused....
They will stay available servant, but a terrible master.
FICO Credit Complete is a one-time pull of all three scores and reports.
Posted 19 November 2011 - 08:18 PM My Credit Plan This is HUGE news I gleaned from another site. It's supposed to be in the news this coming I signed up on mycreditplan.org and was presented with ALL THREE FICO SCORES - INCLUDING EX . The models used ...
Started by on , 18 posts by 1 people.  
The report anything these days! AAA....
Bingham led a group of researchers in 2003 to identify foundations of the FICO credit scores, those that well? All I know is that the report and the scores I got for all THREE bureaus are FICO.
I just went to Equifax and bought my Equifax Fico score - 725 Who uses this model/report for credit card decisions?
Started by on , 10 posts by 9 people.  
Answer Snippets (Read the full thread at myfico):
Yes they sell an EQ FICO but they also sell their own proprietary "Equifax Credit Score" that is not a FICO and is not used) TransUnion: 666 (LP)....
For credit card decisions? You have to be very careful what you buy from EQ.
Ask your Facebook Friends
Answer Snippets (Read the full thread at reddit):
You have a credit REPORT to myfico.com and sign up for their 10-day free trial to get your actual FICO credit score, so that you know new ....
Www.creditsesame.com/ Keep in mind that the two above do not use your FICO score.
It's no shock that during the devastating economic downturn, a lot of people went from good credit to bad, as job losses and foreclosures took their toll. But here's a surprise: According to FICO data, the number of people with excellent credit didn't...
Started by on , 5 posts by 5 people.  
Answer Snippets (Read the full thread at myfico):
Interesting!....
+1 My habitsHabits.
Do I need to open a credit card account to increase my FICO (use it sparingly and just to up the FICO score)? If yes, which card is recommended or should I use my bank (M & T bank) for a credit card? I have no credit cards, a paid-on-time student loan...
Started by on , 10 posts by 7 people.  
Answer Snippets (Read the full thread at myfico):
Once you have established just having CC's and a mix of credit on your reports that contribute to good FICO's, so keep on reading, I hope he's OKAY....
The cards you can get right now base on your fico and limited credit history.
I apologize if this is the wrong forum for this sort of question, but I recently opened up a Credit One Bank credit card. They provide a credit score online once a month. It looks like this might actually be a FICO score! It looks quite possible since...
Started by on , 10 posts by 4 people.  
Answer Snippets (Read the full thread at myfico):
* Who's the boss --you or your credit....
Does it say on there anywhere that it's a FICO? (as opposed to "credit score offering FICO scores, but I sure haven't heard that Credit One had jumped on that particular bandwagon.
I've been PIF-ing before the stmt cuts. 2 of my CCs now have a credit bal, because I paid the balance incl pending charges, as I didn't want to risk any balance reporting. I'm just wondering if the CCs reporting a credit bal can negatively affect your...
Started by on , 5 posts by 4 people.  
Answer Snippets (Read the full thread at myfico):
Hi BM, What you're saying is you overpaid and have a credit to your account correct? I always do 480.00, with AmEx it will not show as a credit, it actually shows my Avail credit as 12,407, but when, will show a credit, and....
Got the letter that my equifax score is 647 and that the score range is 350 to 950. Which FAKO is that? Dontcha think that's kinda weird that a credit union doesn't care about FICO's and FAKO's? Starting Scores 11/24/10 EQ584 EXP648 TU595 07/20/11 EQ6...
Started by on , 10 posts by 5 people.  
Answer Snippets (Read the full thread at myfico):
FAKO is that? Dontcha think that's kinda weird that a credit union doesn't care about FICO's where CUs will sometimes pull what appears to be a non~FICO score for credit card approvals interested in reviewing certain items....
I understand that when you purchase FICO Credit Complete, you get a snapshot of your credit from all three agencies that you can access for 30 days. My question is, what kind of format does this come in? Do they have print options so that you can print...
Started by on , 8 posts by 4 people.  
Answer Snippets (Read the full thread at myfico):
credit? late 2010 FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun: FICO High Achievers - The Son of Credit Scoring 101 - myFICO PDF Booklet - Closing Credit Cards affects your ....
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