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I'm currently on 6.77% (after the rba reduction) variable with a relatively small loan.
my bank has just dropped fixed rates to:
1yr - 6.09%
2 or 3 yr - 5.99%
5 yr - 6.69%
I'm considering a one, two or three year fix. what do you think?
Started by zaph on
, 15 posts
by 9 people.
Answer Snippets (Read the full thread at australianpropertyforum):
They are trying hard rate now, the fixed rates will be getting lower and they will be making more money if they get
you advice....
At a lower rate than the 1 year fixed says they think interest rates will go down .
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I've been told by a reliable source that one bank is raising their fixed rates this week.
I couldn't say whether this is the start of increased fixed rates, it maybe though. So if you are thinking of fixing then now may be the right time.
Variable rates...
Started by peter fraser on
, 11 posts
by 7 people.
Answer Snippets (Read the full thread at australianpropertyforum):
rates will be available for new borrowings over $150,000 from Tuesday.
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Hi guys,
Myself and my boyfriend are first time buyers. We're after seen a house, putting a booking deposit down etc. but today the mortgage broker rang wanting to talk to us about mortgage interest rates.
So basically we are getting the mortgage through...
Started by Amzie on
, 11 posts
by 7 people.
Answer Snippets (Read the full thread at boards):
I've always been better off over fixed rate (since 1995) Do you really want a mortgage that high change in the interest rate- there could be the possibility of a further cut in interest rates- however this is only....
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Quote: : Kiwibank cuts 1 to 5 year fixed-term mortgage rates by up to 40 basis points, continues with 4.99% 1-year 'special'
May 17, 2012 - 11:52am, Gareth Vaughan
Westpac has moved to cut some of its advertised fixed-term mortgage interest rates, on ...
Started by Alex Barton on
, 1 posts
by 1 people.
Answer Snippets (Read the full thread at australianpropertyforum):
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Average U.S. rates for 30-year and 15-year fixed mortgages fell to fresh record lows this week. Cheap mortgage rates have made home-buying and refinancing more affordable than ever for those who can qualify.
Mortgage buyer Freddie Mac said Thursday that...
Started by TeamPOLITICO on
, 1 posts
by 1 people.
Answer Snippets (Read the full thread at politico):
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WESTPAC has cut its interest rates on its short term fixed rate home loans by up to 20 basis points.
The bank said the rate on its three-year fixed rate loan would drop from 6.39 per cent to 6.19 per cent, effective immediately.
The new three-year fixed...
Started by Warren on
, 1 posts
by 1 people.
Answer Snippets (Read the full thread at thevortexonline):
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We had a 5yr fixed term just finish this month - it was at 5.1% but bank are saying that the variable now is at 4.2% (i think).
I thought it was going to drop a lot lower than that
Can anyone tell me what the average variable rate that banks are offering...
Started by ash12 on
, 8 posts
by 7 people.
Answer Snippets (Read the full thread at magicmum):
fixed rates taken out at the time you took yours out went straight onto a tracker when they finished? Most fixed rates taken out at the time you took yours out went straight onto a tracker when and once our fixed ....
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Hi,
I reverted to a tracker with PTSB after i came off my fixed mortgage. Great you might say you are very lucky however the terms are ECB + 3.25%. So am paying 4.25%. Do you think anything will be done for the likes of me like or will these reductions...
Started by core123 on
, 11 posts
by 7 people.
Answer Snippets (Read the full thread at askaboutmoney):
Coming off a 3 year fixed 2 years ago (mortgage taken out in 2007), so I'm on a ECB + 3.25% (=4.25 the rate is cheaper and margin is fixed to a variable where the rate is higher and could potentially move where the ....
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Do you think Mortgage Rates will increase since S&P downgraded the United States credit rating from AAA to AA?
I'm thinking they probably will go up a bit. If it's more expensive for our country to borrow, ultimately it will be more expensive for us as...
Answer Snippets (Read the full thread at money-talk):
I think by the federal reserve institution, ....
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Mortgage Rates bottom out once again - Fed avg of 3.79 As expected, with several indicators dipping pretty low this week, we've hit a new 30 and 15 yr avg low..
Here we go again. The average fixed rate 30-year mortgage fell to 3.79% this week, yet another...
Started by UTPhil2006 on
, 21 posts
by 11 people.
Answer Snippets (Read the full thread at shaggybevo):
What are you....
Need refi an will PM you when I get to the office .
Following.
I'm still locked in at the lower rate, which is nice.
Interesting as the rate for the mortgage I am getting appears to have gone up twice in the last month.
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