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Our mortgage has been fixed for the last 5 years and this period of fixed rate is due to end in March.
Just trying to prepare ourselves - does anyone know what current fixed rates of interest PTSB are applying at the moment?
We have to have our mortgage...
Started by higglepiggle on
, 11 posts
by 7 people.
Answer Snippets (Read the full thread at magicmum):
Our montly payment has increased from 733 per month to 755, not a huge but what is the... .
The 5 year fixed rate is 8.15 of the fixed rate I feel .
Hi there,
We just got our letter, our fixed rate ends next month.
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I'm currently on 6.77% (after the rba reduction) variable with a relatively small loan.
my bank has just dropped fixed rates to:
1yr - 6.09%
2 or 3 yr - 5.99%
5 yr - 6.69%
I'm considering a one, two or three year fix. what do you think?
Started by zaph on
, 15 posts
by 9 people.
Answer Snippets (Read the full thread at australianpropertyforum):
My bank has just dropped fixed rates to:
1yr - 6.09%
2 or 3 yr - 5.99%
5 yr - 6.69% variable....
If fixed rates go that low again I'd definitely fix all my IP loans next time, and keep the PPOR with a relatively small loan.
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Bank of Montreal 2.99% 5-Year Fixed Rate Mortgage Posted on the Deals page earlier:
http://www.redflagdeals.com/in/toron...rtgage-at-299/
If you're in the hunt for a mortgage, BMO has jumped out with a hot offer -- a 5-year fixed rate mortgage at 2.99...
Started by Derek on
, 15 posts
by 13 people.
Answer Snippets (Read the full thread at redflagdeals):
Originally Posted by Derek To do more research on mortgage rates, you can take....
GCs Low-Rate Fixed Closed (5 Year)
This is a mortgage where prepayment is limited to 10+10 prepayment to happen in the next few years...
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Ask your Facebook Friends
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BMO 3.09% 5 YEAR fixed rate mortgage BMO is offering 3.09% 5 YEAR fixed rate mortgage
TD Bank, Scotia offering the same rate of 3.09 though for 4 years.
With low mortgage rates, (though not as good as 2.99% in end of January) Its a good time to lock in...
Started by dealguru99 on
, 15 posts
by 12 people.
Answer Snippets (Read the full thread at redflagdeals):
Post the terms/penalties/portability/discharge Deal", I would suggest some research....
BMO's attempt at a mortgage offer has been discussed here in detail and it is a very stringent mortgage with some ridiculous terms.
Of the mortgage are.
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Any home buyers want to share their recent mortgage rates? Our offer was accepted today and our mortgage broker Quote: d us 4.0% for a 30 year fixed but said if we find something better he "might be able to match." We both have excellent credit (in the...
Started by PinkRoses53 on
, 17 posts
by 13 people.
Answer Snippets (Read the full thread at thenest):
As 3.75 right now We locked in at 3.87% as of 1 week ago for a 30 year fixed rate mortgage gdanzer05: We locked in at 3.87% as of 1 week ago for a 30 year fixed rate mortgage
Would you mind sharing which with....
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Hi All
Mortgage rates are a very low 3.875 (Wells Fargo) for 30 year fixed. My 4.5% mortgage is about $1500 a month. I am 2 years into this mortgage. This would save me just over 100 a month. Any drawbacks to refinancing at this time? Does anyone think...
Started by matty d on
, 20 posts
by 14 people.
Answer Snippets (Read the full thread at garagejournal):
Closing costs rolled..I locked in over a year....
Straight 30 year fixed.
This is a non-FHA mortgage.
Im Thanks for the replies.
Yes I agree...gotta do it sometime.
Closing costs rolled into the mortgage.
Straight 30 year fixed.
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Lowest Mortgage Rates ever by BMO!!! http://www.cbc.ca/news/canada/story/...-rate-low.html
This is great timing since I am due to re negotiate my rate with BMO. Would you pay a penalty to lock in this level? Veni, Vidi, Vici
Started by DUKE on
, 29 posts
by 15 people.
Answer Snippets (Read the full thread at reality-check):
Mortgage rates are tied to bond yields and when they drop the cost of paying off a mortgage (there are usually little or no penalties with variable rate mortgages current ....
Is not going to help our economy at all.
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A little Birdie whispered to me that rates will probably be going up this week, so if you are arranging a mortgage and/or re-financing, consolidating or whatever, you might want to get a rate hold tomorrow.
Just an FYI. . .
Started by MortgageQueen on
, 11 posts
by 8 people.
Answer Snippets (Read the full thread at smartcanucks):
Fixed mortgage rates are linked to the bond markets (whereas Variable ....
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Originally Posted by slaman Read this article before signing...
http://canadamortgagenews.ca/
This is good research and this is the important part of the article and also why it's important to talk to an advisor.
"A closer look at BMO’s NO-Frills 2.99...
Started by adDiction on
, 15 posts
by 13 people.
Answer Snippets (Read the full thread at redflagdeals):
Gives you the ability to lock in your interest rate by converting to a Fixed Rate Mortgage at any/mortgage-blog/...rge-mortgages/
I'm guessing if I lock it to a fixed rate, it'd become a collateral....
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Question regarding adding myself to my parents mortgage... I am making a decent money and can easily qualify for the amount, but my parents are not making enough income this year... which will give them higher rates. Is it possible that I can add myself...
Started by ipmonty on
, 15 posts
by 10 people.
Answer Snippets (Read the full thread at redflagdeals):
Is it possible that I can add myself to the mortgage? What any papers....
Which will give them higher rates.
Story/9178...mortgage-rates
The underlying 5yr Canada bond rate has crept up after hitting lows in the 1.25...
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