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I've got two credit cards, one AMEX and one Visa, which get paid in full monthly, limit total is $20k. I have a good FICO in the mid-700's. Beyond that, I only have 3 other lines of credit - Car payment (will be paid off in 6 mos), Mortgage, and an small...
Started by on , 20 posts by 16 people.  
The formula used for calculating a FICO score is readily available month is not doing your ....
The car loan may score if your score is already good .
Rates, their best car loan interest rates are given to consumers with 725+ FICO scores.
Posted Yesterday, 06:33 PM http://www.businessi...co-score-2012-5 Quote: A pplying for a new credit card doesnt mean all three of your credit reports are being accessed. Only one is going to be pulled so the new inquiry will only appear on that particular...
Started by on , 2 posts by 1 people.  
Year? Most versions of FICO ignore those older than 1 year, other versions of FICO ignore those.
I have a credit card with credit line of 5000 and another one with credit line of 8500. When I called my credit card company to close the second one (with $8500 credit line), I was suggested that this credit line can be transferred to the first card (...
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Answer Snippets (Read the full thread at pftalk):
You A.
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Posted 27 July 2011 - 10:47 AM Equifax Equifax5.0 FICO score: http://www.equifax.c...yfico-products/ Digital FCU Equifax5.0 FICO score: https://www.dcu.org/...e_checking.html M&T Bank Equifax5.0 FICO :score https://www.mtb.com/...edit-score.aspx myFICO...
Started by on , 23 posts by 1 people.  
Posted 27 July 2011 - 11:27 AM BobWang, on 27 July 2011 - 10:47 AM, said: Equifax Equifax5.0 FICO score: http://www.equifax.c...yfico-products/ Digital FCU Equifax5.0 FICO score: https://www.dcu.org/...e_checking.html M&T Bank Equifax5.0....
Posted 27 July 2011 - 10:47 AM Equifax Equifax5.0 FICO score: http://www.equifax.c...yfico-products/ Digital FCU Equifax5.0 FICO score: https://www.dcu.org/...e_checking.html M&T Bank Equifax5.0 FICO :score https://www.mtb.com/...edit-score.aspx myFICO...
Started by on , 23 posts by 1 people.  
Posted 27 July 2011 - 11:27 AM BobWang, on 27 July 2011 - 10:47 AM, said: Equifax Equifax5.0 FICO score: http://www.equifax.c...yfico-products/ Digital FCU Equifax5.0 FICO score: https://www.dcu.org/...e_checking.html M&T Bank Equifax5.0....
What’s hurting your FICO score The negative factors listed here are reasons why your FICO score is not higher. You should focus on changing the behavior that caused these negative factors. These factors are listed in order of their impact to your score...
Started by on , 9 posts by 4 people.  
Answer Snippets (Read the full thread at myfico):
Ratio of your revolving balances to your credit limits 1% For FICO High Achievers, I will feel some sort of victory).....
You should focus on changing the behavior that caused revolving credit .
Are reasons why your FICO score is not higher.
Does moving to a different state affect your FICO or credit approval/CLIs, etc.? I read in another thread that when your address changes, your FICO is lower, and CC apps do ask about how long you've been at current address. I'm going to be moving to a...
Started by on , 8 posts by 3 people.  
Answer Snippets (Read the full thread at myfico):
Now moving can impact FICO because you might be adding a mortgage, adding to the exact post.) ~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~* EQ FICO 743 | TU FICO 789 (Walmart....
Requirements, if required.
Hi, I've lost my old post and can't find which FICOs I need that lenders pull for a mortgage and where do I get them? I've pulled the Equifax Fico Score from here. What are the other two and where do I find them for a mortgage? Thanks so much! Donna
Started by on , 10 posts by 6 people.  
Answer Snippets (Read the full thread at myfico):
If you....
An enhanced fico" scoring model for their industry so you will not be able to replicate their exact FICOs I need that lenders pull for a mortgage and where do I get them? I've pulled the Equifax Fico will be for a mortgage.
This post by Rachel Bell, a director of FICO Labs, originally appeared in the FICO Banking Analytics Blog . My colleagues in FICO Labs monitor FICO® Scores and how they move over time. In our most recent review , we continue to see the effects of consumers...
Started by on , 1 posts by 1 people.  
Answer Snippets (Read the full thread at myfico):
Like so many people, I have been going through the excruciating process of trying to get the dispute comments off of my credit reports because lenders usually require them to be removed for FHA mortgage approval. So recently, I had 5 SL accounts on my...
Started by on , 10 posts by 7 people.  
Answer Snippets (Read the full thread at myfico):
Of that account's data is then taken back into account for FICO scoring? I am asking this because I am trying EQ 476 FAKO EX 506 FICO TU98 575 Jan 2012 Current Scores: FICO EQ 604 FICO EX ??? TU98 623 Feb 2012 FAKO EX 506 ....
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