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I have a paid judgement (credit card charge-off) that is on my TU report. My FAKO score from truecredit did not change with this public record. Is it safe to assume that the FICO score will not change as well? I am trying to figure out how to get the ...
Started by bosox52981 on
, 5 posts
by 3 people.
Answer Snippets (Read the full thread at myfico):
From ....
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX @pizzadude---let me as I would have expected).
Are you asking if the change from unpaid to paid affects your FICO score ? It doesn't matter either way, FICO dings your score the same.
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I am in the in the process of doing PFD's and I was wondering how badly it might affect my score by doing so. I know I need to pay the CO accounts but I am wondering now how much longer I will have to wait for my score to rise if it drops since I am trying...
Started by blessed92380 on
, 9 posts
by 2 people.
Answer Snippets (Read the full thread at myfico):
No baddie impact, FICO and does not report as a CO on Trans Union ...it is not labeled in any way??? EQ FICO 09/11 578; 01/12 602; 1/24 636
TU FICO 09/11....
B) The baddie no longer hurts because it is gone .
Score to spike up.
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Posted 27 July 2011 - 10:47 AM
Equifax
Equifax5.0 FICO score:
http://www.equifax.c...yfico-products/
Digital FCU Equifax5.0 FICO score:
https://www.dcu.org/...e_checking.html
M&T Bank Equifax5.0 FICO :score
https://www.mtb.com/...edit-score.aspx
myFICO...
Started by User on
, 13 posts
by 1 people.
Answer Snippets (Read the full thread at creditboards):
Back to top of the page up there ^ #16: To assist clients' conversion, the new... .
Back to top of the page up there ^ #11 Bad Debt King
Bump Influence IX is the 2011 scoring model?
FICO 08 is the latest scoring model.
Version of Equifax FICO.
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Ask your Facebook Friends
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My Mid Fico score is 596 my loan officer wants it up to 620 for the FHA loan. I have one credit card that I paid down from maxed out at 400 to a 5$ balance. My credit score simulator on the free credit report actually said it will DROP my score I dont...
Started by Jacque1982 on
, 14 posts
by 13 people.
Answer Snippets (Read the full thread at trulia):
I actually work with a lender....
512-966-4319 BEST ANSWER You don't get your FICO up in 30 days, but in 90 you can, Never pay completely off them run your credit and see what you can do to have the most positive impact on your current score.
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Okay, so I am keeping track of my FICO Scores. But I am also a member of two websites that provide your credit score for free. One is an Experian and the other is Transunion. Now I know both of those are not FICO, but they are moving up a few points every...
Started by workingmom3 on
, 7 posts
by 7 people.
Answer Snippets (Read the full thread at myfico):
However, reliance on the same movement in a corresponding....
So, if your FICONon-FICO scores are not worthless, as they do provide some indication of relative changes.
Balances will not have as big of an impact on Vantage as it does with FICO.
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Started by Voerendaalse on
, 17 posts
by 9 people.
Answer Snippets (Read the full thread at reddit):
The information about score impact doesn't seem to be on TU's website, which one wouldn....
Edit : regarding the mortgage, usually a 750 FICO is the threshold where you has a ton of information about credit scores.
750+ is awesome, btw.
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A few questions:
1) Have you had the card for only 8 months, or was that just referring to current spending habits?
2) What categories do you usually spend the most on?
In general, it seems like the recommendation is to keep your utilization at 30% or...
Started by mmetal on
, 14 posts
by 6 people.
Answer Snippets (Read the full thread at slickdeals):
What they probably....
1) Have you had the card for only 8 months, or was that just referring to current to have more than one CC for FICO scores to be on the higher end in long term?
Would it hurt if I just FICO score of 850.
Thanks impact.
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From another article, I Quote: :
3 victories for consumers
Not all the news is bad. FICO 08 offers some definite improvements for consumers in several areas, including:
Collections. The new formula ignores small collection accounts in which the original...
Started by CS800 on
, 10 posts
by 7 people.
Answer Snippets (Read the full thread at myfico):
Is FICO 8 going to become the most commonly used scoring system among creditors/lenders?
(Edited to make sense!) Starting Score: USAA PLUS Scores: EX=753, EQ=753, TU=751
Current Score: NO FICO® SCORE, USAA Bank American Express
Take the ....
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I recently got a cli from $500 to $2500, but it isn't reporting yet. My balance reporting is zero. All CCs reporting @ zero, except for one CC w/ $500 bal on $2k CL (I know it's over 9% -- this is my iPad w/0% financing).
My total CL was around $8k and...
Started by bichonmom on
, 9 posts
by 6 people.
Answer Snippets (Read the full thread at myfico):
Thanks!
~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 685 | TU FICO 778 (Walmart) | EX FAKO 715 | Goal: 760+
Bichon Mom if that will boost my FICO....
I'm wondering if that will boost my FICO.
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I don't have a Fico score yet and about 2 months ago I got 3 secured cards see siggy. So basically like the title states what happens when I can pull an actual Fico score from tu and eq? I had about 6 baddies on each report and I got it down to 2 on each...
Started by rootpooty on
, 6 posts
by 5 people.
Answer Snippets (Read the full thread at myfico):
However,....
Because I got 3 new CCs in 1 month.) From what I've read, collections have a major impact on FICO scoreI'm not really sure what you're asking - once you have a FICO score you have a score, I'm on your report for 2 years.
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