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Many people have been asking me why their lenders wont process their application for HARP 2, and also wondering why I can and they can't.
Here's a few reasons:
1. DU will be updated during the weekend of March 17, 2012 to recognize LTV ratios greater ...
Started by Erik Sandstrom on
, 11 posts
by 4 people.
Answer Snippets (Read the full thread at loansafe):
It does not however allow certain....
Erik-
I think servicer guidelines are more lenient and seems to allow financing to homeowners with BK, credit issues.
As of right now it won't allow financing to borrowers with BK's.
Than a month.
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This is a brief summary of a discussion I have been having on another forum, and I thought some members here might be interested or have additional insight on this topic (especially the brokers here, and other people from the banking industry).
Some people...
Started by Shadow on
, 15 posts
by 6 people.
Answer Snippets (Read the full thread at somersoft):
Can you link to any regulated loan contract from any lender with a clause that stipulates house prices fall? so where is this in....
Shares? Def of default is whenever the lender deems u are in default under your agreement case closed court.
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Just clearing up a bear myth here for once and for all. Banks can't 'margin call', or repossess, or force the sale of a residential property unless the borrower has defaulted on repayments and subsequently failed to comply with a request to remedy that...
Started by Shadow on
, 15 posts
by 12 people.
Answer Snippets (Read the full thread at australianpropertyforum):
Govt will change these rules when the crash hits hard , to allow banks to claim whats rightfully Govt will change these rules when the crash hits hard , to allow banks to claim whats rightfully theirs when the crash hits hard , to allow....
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Ask your Facebook Friends
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I know that FHA will allow credit scores within the 600-620 range but I am not aware of any lenders in the Seattle area that do. If you can close a loan within the aforementioned parameters or know someone who can, please comment.
Started by RDSeattle on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at redfin):
I have heard from two lenders.
Score requirment of 580, but most lenders wont touch anything below 620.
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I know that FHA will allow credit scores within the 600-620 range but I am not aware of any lenders in the Seattle area that do. If you can close a loan within the aforementioned parameters or know someone who can, please comment.
Started by RDSeattle on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at redfin):
Signature removed....
Feel free to contact me.
I lend in Seattle and go down to a 600 credit score .
I will report back.
Not sure of their interest rates Thanks.
The only one I am aware of of Wells Fargo, they will go below the 600 level on a case by case basis .
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Can someone provide me the list of lenders which allow shared ownership mortgages. I am a British citizen and my wife is on a 2 years spouse visa and we would like to get a mortgage of 98K for a 45% share of a property, have a deposit of £20000 and our...
Started by terrysmith78 on
, 6 posts
by 3 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Santander didnt give me any reason of rejection.
Like this so will check to see who the lender was.
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Hi all,
Im looking to borrow 225000-230000 (circa 75%) on a property in London worth 3 . I already jointly own the property with a friend but am hoing to buy his 50% share out.
Each lender I have approached so far (3) seems to have a different way of ...
Started by ronnie_scott on
, 7 posts
by 4 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Additionally, you could not have approached 3 less flexible lenders (well nearly)
On the face of it you should be fine, but as you ....
Ron,
Please tell me each one of these lenders have not credit searched you thing.
Payment or latest P60.
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So what the hell do I get for being responsible, living within my means, and paying my mortgage payments when I am supposed to? I feel like a freakin chump.
The longer the governemnt messes with the natural course of economic events in such market bubbles...
Started by grumpy1 on
, 9 posts
by 6 people.
Answer Snippets (Read the full thread at sigforum):
If lenders were left to their own sound judgments, they could never have made such a pig's breakfast out in the first place, since most sub-prime loans originated from small mortgage lenders which, while protecting the lender from....
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£25 fine if payment one day late and £100 if two weeks (litigation fees) Martin assures us that these fee are illegal and yet, with Claims4Refunds, after six months thye have given up. They only seem interested in PPI payments!!
Started by peterkins on
, 5 posts
by 4 people.
Answer Snippets (Read the full thread at moneysavingexpert):
These charges are supposed to be the true cost of administering lenders are being fined for lesser....
lenders for unfair treatment of customers and excessive charges .acenden charges are double those of the lenders that have been fined.
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Banks and credit card issuers are digging deeper into people's lives,using poerfull new tools.
http://www.startribune.com/investigators/114868304 .html?page=1&c=y
Started by veracious on
, 9 posts
by 4 people.
Answer Snippets (Read the full thread at myfico):
I will not allow people to dominate my.
I will not allow people to dominate my life like I will be taking a majority of my money out of the bank.
I will be taking a majority of my money out of the bank .
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