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Wanted to add this here, so I don't forget lol.
Not sure if its a reclaim as such yet, but did find yet another loan agreement (Lloyds) - our old address shown on it, that was then almost 13 years ago, although no date of the loan, but just our names,...
Started by di30 on
, 12 posts
by 4 people.
Answer Snippets (Read the full thread at all-about-debt):
And resolved now, just came across that agreement and cannot recall for definate if its been actioned: : LOL Vossy
I have had all mine upheld and resolved now, just came across that agreement and cannot that I had two UDT loans also....
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I believe Natwest have sold to a debt collector , an overdraft and a loan i had with them.
I (and the fos ) asked for a copy of the loan agreement.
Initially they said they had not got a "true copy" but later found one, signed by me.
The copy they sent...
Started by factoryman on
, 12 posts
by 3 people.
Answer Snippets (Read the full thread at consumeractiongroup):
When did you take the agreement out? Also, can you post a copy up here.
There could, however, be other issues worth looking in to .
Or not the creditor holds an agreement that has been signed (i.e executed) by you.
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I recently lost my dad to cancer, which is a very sad time for anyone. This was unexpected as well.
My mum took out a loan with black horse in 2006 which both my mother and father signed.
Now the mortgage has been paid off on the house, and the loan is...
Started by hollyscott14 on
, 18 posts
by 10 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Ask Blackhorse for a copy of the loan agreement no expert but I do know when both people sign an agreement its because they both accept responsibility and as such both are responsible....
In nice fluffly words doesn't mean I'm wrong.
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Ask your Facebook Friends
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Hi Everyone,
Just totalled up my charges and I was amazed to find out that it comes to just over £4000 without interest (£790 to add).
Most of it (£3900) was before February 2004 when the Bank ( HSBC ) kindly put me on a 'Managed Loan' that I have hated...
Started by hsbcfiddled on
, 18 posts
by 5 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Well i cca'd HSBC and they sent me a loan agreement with my signature -dated a day later than the copy of the agreement they had sent me- ASKING ME TO 'SIGN' THE MANAGED LOAN that; The loan agreement....
To the charges.
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I have a horse on loan to me but we have no loan agreement in place. Is there such a thing as a statutory loan agreement? In the same way if you work but don't have a written contract you still have rights?
Started by webbkath on
, 7 posts
by 5 people.
Answer Snippets (Read the full thread at horsenetwork):
Yeah I've done that just need.
It will save lots of trouble later on.
I would always have a loan agreement the agreement as soon as you can...
Can expect of the owner, and who has responsibility for what .
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Quote: :
Started by ThaddeusB on
, 21 posts
by 4 people.
Answer Snippets (Read the full thread at sbrforum):
Thanks again for this one! You turned 36 for Carseller 100% now!
Charity Loan:
+47
47/1000 lmao, I didn't mean to take 2nd in the contest.
On the 1000 donation loan that was outside the contest now.
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Hi, if a loan credit agreement regulated under the consumer credit act 1974 does not seperate the loan from the PPI on the agreement i understand it is unenforceable? What if the debt has been passed to a financial outsourcing company being LINK financial...
Started by jim121 on
, 9 posts
by 2 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Tell us about the loan
most stuff link deal with is sb'ed or already written off before they spoof you into paying
tell us the whole story
dx Ok, my dad took out a home improvement loan in 2004 for a new kitchen, he was as you say spoofed....
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Hi,
I recently requested my loan agreement documentation from my bank to check if ive been paying PPI or not.
My bank how now come back to me saying they cannot find my loan agreement and so do not comply with section 77 (1) of the Act.
They go on to ...
Started by jonnyhinch on
, 4 posts
by 2 people.
Answer Snippets (Read the full thread at moneysavingexpert):
The fact it is missing....
The only reason i wanted my loan agreement was to check if i was actually.
You dont need your loan agreement to claim or make a complaint but wanted to know for sure.
As they havent got the paperwork.
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Hi,
I'm new to all this and wonder if anyone has any experience or advice. Since stumbling across the information on this site I decided to contact Welcome Finance about a loan I took out in 2003 with which I knew I had been missold PPI.
I sent a request...
Started by michmain on
, 8 posts
by 2 people.
Answer Snippets (Read the full thread at moneysavingexpert):
agreement: £1214.04, this will have included the remaining ppi from the other loan (less any rebate have the first loan agreement, the woman on the phone obviously had the information but I guess confusing, they say that the....
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Hi there,
I've had loan with RBS since 2008. My agreement states interest rate of 9.9%. I've just recently found out they've actually been charging me a rate of 14.89%.
I wondered how I could never get the figures to work out but thought it was just my...
Started by Aunt_Flo on
, 8 posts
by 4 people.
Answer Snippets (Read the full thread at moneysavingexpert):
You, is this right you don't have a loan agreement as therefore it could be unenforceable? Oh i see what you Loan....
Is it a variable rate agreement? Says 'Fixed Sum Loan Agreement' on the paperwork.
For your help.
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