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Do I have to get a loan officer for assistance with a loan when that time comes? Can I just apply for a loan at the bank myself?
Started by on , 5 posts by 4 people.  
Answer Snippets (Read the full thread at trulia):
A loan officer can work.
You can work with your bank if they have a mortgage loan department.
And for any offers to be taken seriously, therefore yes work with any licensed loan officer; ask people loan.
Virginia Mortgage loan officer told me my appraisal was fine and then 6 weeks later said it was not, I was under water. Started fha 203k refi renovation loan. Loan officer told me the appraisal came in ok. 6 weeks later after underwriting required me ...
Started by on , 2 posts by 2 people.  
The loan officer's completely mitigate your damages at this point so, even if we assume that the loan officer's mistake the....
The loan officer does not approve your loan - the underwriter has to approve it.
My loan was denied by the loan officer based on my credit (570's - didn't expect it to be this low) but I have high income and little debts -- are loans based on credit scores first before any other factors are considered.. My loan is now undergoing underwriter...
Started by on , 7 posts by 6 people.  
Answer Snippets (Read the full thread at trulia):
Mary, If your loan was denied by the loan officer, why is it going thru underwriting, ....
Trevor Curran NMLS #40140 Hi Mary Mae: Sounds like your loan officer is trying to get to income ratio by paying off debt.
Years.
Ask your Facebook Friends
I'm feeling a little lost in the sauce over here. The first week of July I stumbled upon information regarding the USDA Guaranteed loan. I sent an email to my state's office and was informed that the Direct loan was probably better suited for us, and ...
Started by on , 10 posts by 7 people.  
The loan will not be submitted for that until you have a home the documents needed for ....
I remember having to make a six hour round the documents needed for underwriting .
But also the specific loan officer taht has to be approved.
I been putting off breaking ground on a new building for my business for a good while. Mainly cause I'm over thinking it and not wanting to take risks but Im dead set on borrowing money to finish out my business venture. I found a nice 8 acre place with...
Started by on , 20 posts by 10 people.  
A good BP writer Not hurting credit wise, cosigner (VA) or collateral... .
Usually they will take thier price out of the loan proceeds.
Loan amount is between Business plan.
I'm Not hurting credit wise, cosigner (VA) or collateral.
To be repaid.
Hi everyone, I just want to verify some info my LO gave me so that I'll know how to proceed. We were set to close on June 30th with an FHA loan. My husband is the only one on the loan. He did not file his 2008 income taxes until this year (long story)...
Started by on , 10 posts by 7 people.  
From the new loan officer exactly what would be required, and ask them to verify with an underwriter from the new loan officer exactly what would be required, and ask them to verify with an underwriter a loan we can....
Loan officer is saying that it will be 10yrs. for a short sale to drop off credit report! Is this true?
, 1 posts  
Answer Snippets (Read the full thread at trulia):
I get a good amount of PM's or phone calls from CalGunners asking general questions about Real Estate / Lending, credit issues, tips and advice, etc... So, I wanted to open it up for anyone to ask away ANYTHING related to our Industry, and I will answer...
Started by on , 40 posts by 20 people.  
Answer Snippets (Read the full thread at calguns):
If anyone has any questions in regards credit, pre-qual or less loan? My wife and I are trying to purchase our first rental and at first we were planning on getting a 50-60k house but with 20....
And efficiency in how our loan process goes.
I'm a mortgage loan officer as well as a reservist in Virginia. If anyone has any questions or needs some advice, feel free to email me at mstanphill@gofirsthome.com Thanks
Started by on , 2 posts by 2 people.  
This message.
Mortgage loan officer and mortgage loan officer No outside links allowed unless authorized.
Tried to get answer from company about a special situation with a buy back from carmax but kept getting sent to the same department where they spoke little english and were very rude. they could not or were not willing to talk or help in any way. I would...
Started by on , 1 posts by 1 people.  
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