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Hi, I've been looking to buy an insurance that would pay the mortgage in case of unemployment.
So far, I couldn't find any Homeowner insurance that would cover the mortgage payment in case of unemployment.
I don't want to "freeze" the payments, but an...
Started by John727 on
, 18 posts
by 4 people.
Answer Snippets (Read the full thread at fatwallet):
Are you sure this shouldn'....
Heyeaglefn hard.
It looks like Bank of America offers it if you have a mortgage with them.
Greling, why are you giving everyone red? Some banks will let you prepay your mortgage payments in the future.
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Basic mortgage question but I'm struggling to understand it...
Repayment mortgage, from the first payment the majority of the monthly payment is interest, only a tiny amount capital, but all the same, from day 1 you start to chip away at the capital. ...
Started by Horizon81 on
, 12 posts
by 8 people.
Answer Snippets (Read the full thread at moneysavingexpert):
The Total amount repayed you do make over-payments you get the choice as to whether the payment reduces or whether the term payment you may need....
Gem It (monthly payment) wouldn't go down.
The balance of the mortgage.
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I've joined this forum because i'm trying to find out some information and i just cannot find it, so i wondered if anyone here can help me. 3 months ago my father died and since then i have taken control of the business and bills and payments etc. This...
Started by james656 on
, 11 posts
by 7 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Has already stated, the payment has stopped because anywhere,thanks for the....
The DWP have a horrible habit of stopping everything payments outstanding should be backdated.
The same mortgage payments but in her own name.
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Good morning, my first post so go easy.
This may seem like a silly question given the tax incentives you get from paying into a pension, but here goes.
I have an offset mortgage, have small savings in the account, currently overpay a nominal amount and...
Started by simonr1100gs on
, 11 posts
by 6 people.
Answer Snippets (Read the full thread at moneysavingexpert):
What rate....
Thanks all, pretty much as I thought secure over the long-term .
Far greater growth potential, presumably your mortgage is at a relatively low rate, so the benefit on the mortgage is particularly high, I'd stick with the pension.
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Will I qualify for a new mortgage if I had late payments on my previous mortgage?
36,000 salary, long time employment, average age of credit 18 years, credit utilitzation less than 10%
1 car loan a little over one year old, principal paid down ahead of...
Started by SunnyWhether on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at myfico):
Sure, it doesn't look good but with your scores and otherwise clean history in the grand scheme of things it's not a huge deal, just write a good LOE and be done... .
As long as your credit is clean for the last 12 months I wouldn't stress over it to much .
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Two weeks ago we get a letter from ShittyBank, our mortgage holder. I can "take advantage of a government program" which will lower our monthly payments "at no cost to you...". I have the option or retaining the original term (21 years left) or going ...
Started by OldFart123 on
, 13 posts
by 10 people.
Answer Snippets (Read the full thread at arstechnica):
Could get for the property in today's market: is your mortgage affordable?
And setting aside the issue that they are better off getting payments at a lower rate of return than having a loan be in arrears/default, and no, they're not tacking....
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This past year, we bought a house. A month or two later my wife sold her house. We'd really hoped we could sell the house first, obviously, but it was a bad market and we were in a rush get the home (my wife's house was in another state). So now we both...
Answer Snippets (Read the full thread at metafilter):
You can also reduce your monthly payment if you eliminate PMI payments--you didn't indicate whether you're making them on your current mortgage; another way you can reduce your monthly payment result in a $125,000 mortgage....
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I am now the proud owner of a mortgage. I keep getting mailings from the National Bi-Weekly Administration about making bi-weekly mortgage payments to pay it down faster and avoid interest. After talking to one of their reps, the service sounded like ...
Started by PunkinButter on
, 5 posts
by 5 people.
Answer Snippets (Read the full thread at thenest):
Check with your ....
You can make 1/2 your payment two weeks in advance, but I think it is more trouble than it is worth.
Or is it month? The services are almost always not worth the savings .
Pay a full extra principal payment per year...
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Advice needed please,
i have an interest only mortgage,iam claiming income support, and carers allowance.
Full time carer for my dad who lives in own flat,
dwp are only paying 50% of the monthly mortgatge payments,
i have been told that dwp should be ...
Started by carer-D on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Towards your mortgage payments however, this is a set figure currently 3.63%.
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I finally got approval for my Bank of America short sale a few weeks ago and have some questions about the final process. I will be closing in the next couple of weeks, and am wondering if they will prorate the mortgage payment for this month. I have ...
Started by scubacat on
, 9 posts
by 5 people.
Answer Snippets (Read the full thread at loansafe):
This is why when you buy a house, you pay a prorated amount a full payment the....
I think when you pay your mortgage payment you are actually paying for the prior month....The Jan payment is for December.
The process is final..
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