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Overdraft and fees
Anyone started a overdraft in last 6 months and mind saying what rate they paying and set up fees?
1st bank i got Quote: from says 5.5% over base and 1.5% fee.
Seems harsh...:undecided:
Just wondering what sort of rate I should be ...
Started by Gothmog on
, 20 posts
by 14 people.
Answer Snippets (Read the full thread at farmingforum):
Good Luck :) Re: Overdraft and fees
loan fee 1Re: Overdraft and fees
Could you take a fixed term loan instead as the rates would be more competitive?
Variable rate....
The money so that they don't get you over a barrell .
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I completely understand what is going on and what TD Bank is doing is technically legal, BUT it will eventually catch up to them. I had a checking account with another bank for 10 years and within those 10 years I never overdrafted-NEVER! I love how when...
Started by AVIG on
, 21 posts
by 4 people.
Answer Snippets (Read the full thread at complaintsboard):
If you're very well how to avoid overdraft fees (thanks for your lesson), but unless you have extra 1000's in the bank there's no avoiding ....
When you do not have it and I guarantee you will have overdraft fees there too.
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I don't often post my own issues anywhere as having been very actively antibank and anti DCA elsewhere for 3 years I worry about being ID'd.
This concerns an issue which frequently comes up on forums, but seems to have no definitive resolution:
The new...
Started by Shepherdess on
, 20 posts
by 6 people.
Answer Snippets (Read the full thread at all-about-debt):
Shep x Just wanted to say thanks for posting and their flexaccount overdraft:
July/August 2010 finances goes tits up
End Spetember 2010 Official default.
SANS their self created "unarranged overdraft" fees.
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Page 1 of 2 Yes it is true National City will cover your largest checks first then the smaller ones, they say they are doing us a favor, since big checks are usually mortgages or car notes . Except what is the difference if a $15.00, and $20.00 charge...
Started by Pretty P... on
, 6 posts
by 6 people.
Answer Snippets (Read the full thread at pissedconsumer):
Written by Don60515 on August 12, 2008 I have been having a horribleI used to work for National... .
Report 8.
Don't give me these refunds, your bank will be losing out on all of the potential overdraft fees more overdraft fees.
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Hancock Bank will try to get every wrong earned dime they can from you. They recently charged me with $261.00 in fees. My husband works offshore and he usually handles all the bills with his account, We have 2 seperate accounts. I had no contact with ...
Started by ashnmalone on
, 6 posts
by 5 people.
Answer Snippets (Read the full thread at complaintsboard):
The poor person! instead of one bank fee they are charged 5 or 6 bank fees for the smaller charges! In the months of march april and may Hancock Bank charged me $3600.00 in fees! Maggie your the one for the reason of charging ....
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Started by Lemoribond on
, 4 posts
by 2 people.
Answer Snippets (Read the full thread at reddit):
PNC bank charged me $208 in overdraft fees (4 charges of $25 each, 3 charges of $36 on Friday night that were more than what I had available, I was charged with the overdraft fees) and then charge me ....
In this situation.
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Started by krugmanisapuppet on
, 13 posts
by 9 people.
Answer Snippets (Read the full thread at reddit):
Expect a new $1 settlement fee on your next transaction to make that money, then three days later....
Of the charges didn't go through for over 3 days and ended up paying some $120 in overdraft fees for $40" money they stole from us.
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Received a letter from Santander today saying that they are increasing my arranged overdraft fee from 50p a day to £1 a day up to a maximum of 20 days.
When it was Alliance and Leicester it was a flat £5 fee per month then less than a year ago when Santander...
Started by djstevie on
, 15 posts
by 9 people.
Answer Snippets (Read the full thread at cableforum):
Great so far but I'm not sure what it's like for overdraft fees because they won't give me: : Received a letter from Santander today saying that they are increasing my arranged overdraft fee arranged overdraft fees....
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I've just been looking at the mortgage overpayment calaculator as we plan to restart this now that the kids are coming out of nursery and we theoretically have some money spare each month. Overpaying by £500 a month (max allowed) we cut 11 years off the...
Started by BigJohn3 on
, 15 posts
by 11 people.
Answer Snippets (Read the full thread at moneysavingexpert):
However....
Your monthly fee statement (if ODrawn) should also show the rate and cost of credit and any associated fees.
Using your overdraft/having an OD balance, is reported as a debt to CRAs by the banks on a monthy on their website.
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Hi.
Just had my bank statement from Lloyds.
I've been charged a £5 fee for using a pre-arranged overdraft.
I went overdrawn £37 for 1 day so have incurred a £5 fee.
I'm going to right a letter complaining that this is a ridiculous charge, but first I ...
Started by stu007 on
, 15 posts
by 7 people.
Answer Snippets (Read the full thread at moneysavingexpert):
The only overdrawn, ....
The bit that helps is:
A monthly overdraft usage fee of £5 applies.
To their website.
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