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Discussions about overlimit fee

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I'll admit opening the account was a major lapse in judgement. Here are a few gems from their website: " Your next statement will include a $49.00 annual fee. This amount could put your balance overlimit. Please include the $49.00 annual fee amount with...
Started by on , 6 posts by 6 people.  
Answer Snippets (Read the full thread at myfico):
Chase Military Star MasterCard(5K) Chase MWR MASTERCARD(3K) Discover More Card(6K) USAA World MasterCard(9K) Military StarCard(3K) EQ: START 545 NOW 735 TU: START 535 NOW 765 EX: START ... .
Amen to that I got rid of mine 5 years ago and never looked back .
I have a car on finance, have only got about 6 months left to pay on the agreement. However in the past couple of months have had some financial issues, I rang the company about this and explained to them my situation, they agreed that i could pay £25...
Started by on , 11 posts by 4 people.  
Matters.
If you pay £100 pm and they charge late fee of £50 it could be argued payment fees and/or overlimit fees on loans and credit cards can still be claimed back.
You pay each week/month? (e.g.
On Sat, 31 Oct 2009 18:42:07 +0000, "Bill Bonde { 'by a commodius vicus of recirculation' )" <tribuyltinfpant@yahoo.co.uk http://abcnews.go.com/Politics/35-pack-gum-congress-takes-aim-debit-card/story?id=8958193 #begin quote Anyone who has ever...
Started by on , 3 posts by 1 people.  
Answer Snippets (Read the full thread at omgili):
Most card holders....
The annual fee for a deferred debit card is around €10 more than for one with immediate debit France.
That more than one fee of $35 per month for overdrafts/overlimits can be avoided simply by using credit credit.
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Hi, I'm looking for some clarification for a claim I'm putting together against Barclaycard. Background: Took out CC in 2000, ran into problems in 2008 and ended up setting up a DMA (Free One) and been making payments since. Position so far. Have found...
Started by on , 12 posts by 3 people.  
Claim to date of claim and i hope your dmp is not fee paying fleecers [seen it s not now.
Jedicris.
On Thu, 28 May 2009 06:57:22 -0700 (PDT), seeker <mothman20052002@yahoo.com If all or most creditors did away with late/overlimit fees and dropped the interest rate to a max of 5% and minimum of 1%, what do you think it would do the economy?
Started by on , 3 posts by 3 people.  
Answer Snippets (Read the full thread at omgili):
5% could not come close to covering cost of capital plus servicing ... .
On Thu, 28 May 2009 09:21:18 -0700 (PDT), AZDuffman <srduffy1126@gmail.com On May 28, 9:57 am, seeker <mothman20052...@yahoo.com It would kill it as new credit would dry up .
Hiya guys. I've held a Vanquis card for several years now (5+) and reading this forum I've seen some charges applied by lenders aren't always legit. As such, I was just wondering if any of the 'overlimit' charges (especially when the interest put me over...
Started by on , 8 posts by 4 people.  
Hi im in the same boat...never used the card..only 250 limit...over a year gone up to 454...im refusing to pay..as ive not purchased nothing on card..and yet have purchase interest of 12.00...suddenly a 5.40 repayment option appearing on latest statement... .
I have close to zero involvement with credit cards, but this info may interest some here with credit cards. Quote: : The Credit Card Reforms take effect from 1 July 2012 and follow on from the National Consumer Protection Reform (NCPR) and Responsible...
Started by on , 1 posts by 1 people.  
Hi I would really appreciate some advice please. I have a debt with JJB Sports (Creation Finance). I have been paying this debt on a reduced monthly payment for over 4 years. I've paid over £350 during this time, but the debt is currently more now (higher...
Started by on , 11 posts by 6 people.  
Month, and charges currently @ £12.00 late payment and £12 overlimit monthly this debt will never.
I am waiting to back from barclay card after sending a letter to them nearly 2 weeks ago about the overlimit late payment charges on my account (i used a template letter) just wondered if anyone has had any joy from barclaycard. i heard back from santander...
Started by on , 2 posts by 2 people.  
About the overlimit late payment charges on my account (i used a template letter) just wondered.
Dear Friends, I have a Barclaycard with a credit limit of 270.Due to some reasons my payment used to reach my account late by 1 or 2 days.They started adding late payment charges and some times even overlimit charges only if i had gone 2 pound over the...
Started by on , 9 posts by 3 people.  
Statements! Oooh that will go up when you add the interest to it Do i send the fee as a chack.
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