PayPal

Another way is to designate a bank account and transfer the balance there. Then you can withdraw the amount in cash and you can buy anything anywhere. source

That's why I was loath to use our bank account to verify our PP account. I much prefered it when they would snail mail you something instead. source

It seems that not long ago someone else used a credit card to pay PayPal to pay a vendor that didn't deliver the merchandise. The credit card company can't help because their customer PayPal performed the service of paying the vendor. Is PayPal offering to be more helpful than the credit card company in dealing with a dispute with the vendor? If not, then it could be smarter to find a different vendor, unless you have more information than wishful thinking to support placing confidence in the vendor. source

I guess if the account is limited then you cant verify your account using a VCC. You need a real credit card issued by a Bank itself. source

This is not acceptable that I have to add a credit card to Paypal inorder to pay via Paypal. I should be able to use my existing Paypal balance to pay for Skype credit. source