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This seemed to be the best forum to put this in. It's either this or The Lounge and I'm pretty sure if I posted there, my credit score would find it's way to The Pictures That Actually Made You LOL thread.
So here's the thing. Last year around this time...
Started by Archangel Mychael on
, 21 posts
by 9 people.
Answer Snippets (Read the full thread at arstechnica):
If I get a 500% raise or win the lottery, spend the next month in drunken a 0 ....
In increasing my credit score? I guess the idea is get like a $1000 credit card and keep $250 credit score won't change.
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How do I increase my credit score? I am a college student and I recently started using a credit card. At the moment my credit score is 680 and I was wondering what are some ways to increase my credit score? (I want at least 700)
Should I pay my balance...
Started by Tajinder on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at yahoo):
My guess is that score is not a FICO but probably a Fakko a credit....
There is really not fast easy way to raise your score history and increase your score as well.
It all evens out in the end.
Percentage you use.
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Hi all,
I want to improve my credit score, last I checked it wa somewhere around 650-660. I have 2 credit cards
1. Capone - CL- $750 - Balance - $300
2. Chase Visa - $3000 - Balance - $2700
Last I applied for a card and was denied was in August 2011, ...
Started by tin369 on
, 10 posts
by 5 people.
Answer Snippets (Read the full thread at myfico):
$1500 towards my Chase and completely payoff Capone.
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Ask your Facebook Friends
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One thing you might want to try is to look for any errors on your credit report. A large percentage have bad data that might negatively affect your score. I've heard up to 30%.
Here are some do it yourself tips from the FTC
http://www.ftc.gov/bcp/edu/...
Answer Snippets (Read the full thread at money-talk):
Bankruptcy credit repair | raise my credit score and have great credit scores without having to borrow hardly anything except for our mortgage....
Of this sermon on how to improve credit on your own.
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Here is an overview of my credit: Fico score - 575
My report consists of 3 potentially negative items:
* 1 Civil Claim Judgment (on record until Apr. 2015)
* 1 Account charged off - $619 written off / $980 past due (on record until Sept. 2013)
* 1 Collection...
Started by AFincher on
, 5 posts
by 4 people.
Answer Snippets (Read the full thread at myfico):
I have raised my scores over 100 points since I started about a year ago.
It is doable.
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Last March, we needed a new car. GM dealers were advertising leases on 2011 Chevy Malibus for $179 (+ tax) a month. So, I went to my local dealer. I was told, "No one qualifies for that." They would go no further. So, I got on the phone.
I found a dealer...
Started by umfundi on
, 26 posts
by 13 people.
Answer Snippets (Read the full thread at bogleheads):
Basically that $12,000 acted as a big lever to ratchet yourMy... .
Go to my myfico.com (a site the fastest way to raise your credit score.
That $12,000 around may make financial sense, but it damages your credit score.
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I have an erroneous mark on my credit report. I and the company who created it have contacted all the credit agencies to have it removed. On freecreditreport.com, my $1 subscription, they computed that it would raise my score 52 points if it was removed...
Started by Raiders on
, 9 posts
by 4 people.
Answer Snippets (Read the full thread at myfico):
No one has been any fees ....
From the EX website: Calculated on the PLUS Score model, your Experian Credit Score indicates your relative credit risk level for educational purposes and is not the score used by lenders .
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TU Score: 607 (1/21/12)
EQ: 594 (1/27/12)
My wife and I were hoping to purchase our first home, as we are outgrowing our current living situation extremely fast (5 children)
We pay $1600 a month in rent and have had a very hard time finding anyone who...
Started by NYPR20 on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at myfico):
Also the FICO score simulator might tell you what paying an extra 250.00 towards your credit cards for how ever many months would raise your, but personally I....
Thats just my two cents.
Are down below a 20% utilization rate.
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I'm a 21 year old college student, I don't have a ton of money, and I don't know very much about how credit really works or which banks are better than others. I have a checking account with Citizen's Bank, a bank that was chosen because it was the only...
Answer Snippets (Read the full thread at somethingawful):
As long as....
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Okay, I admit that I'm being a coward by posting anon, but I think that some stuff is a little scary to put out there under your real name.
Anyway, my dh and I have terrible credit scores. They are really low, like in the 400s. I know this is awful and...
Answer Snippets (Read the full thread at twopeasinabucket):
My employer has sponsored raise that score....
You have and it is not uncommon to see a score move 50-100 points in 6-9 months.
You state that your credit score is low due to late payments, from laziness on your part.
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