|
Hi,
I reverted to a tracker with PTSB after i came off my fixed mortgage. Great you might say you are very lucky however the terms are ECB + 3.25%. So am paying 4.25%. Do you think anything will be done for the likes of me like or will these reductions...
Started by core123 on
, 11 posts
by 7 people.
Answer Snippets (Read the full thread at askaboutmoney):
(@Whatstracker that....
To the tracker? @core123
I was just about to post a similar question! I'm in the same boat as you after coming off a 3 year fixed 2 years ago (mortgage taken out in 2007), so I'm on a ECB + 3.25% (=4.25%) right now too.
|
|
This is a quick summary of the issues relating to switching from fixed rates to trackers and a list of threads on the topic.
I will format it better later.
You may be contractually entitled to a tracker at the end of your fixed rate period
Check your ...
Started by Brendan Burgess on
, 11 posts
by 5 people.
Answer Snippets (Read the full thread at askaboutmoney):
Lenders should fully disclose the short, medium to demonstrate how they have concluded that each individual consumers tracker mortgage is no longer to a variable rate ....
For the individual consumer than the tracker mortgage.
|
|
I bought an apartment (buy to let) in 2004 with a mortgage from U##ter Bank. I also took the Switcher offer to transfer my home mortgage to them.
In 2007, I fixed for 5 years (mad in hindsight, but rates were escalating rapidly and there was talk of double...
Started by decoratinghouse on
, 2 posts
by 2 people.
Answer Snippets (Read the full thread at boards):
In 2007, I fixed for 5 years (mad from an EBS tracker and assumed I was going....
I also took the Switcher offer to transfer my home mortgage to them.
|
Ask your Facebook Friends
|
Hi all, I have found a property and now sorting a mortgage, had an advisor out and checked though his Database but to be honest what I found myself on comparison sites were better (cheaper) but just needed some advice.
Details:
Salary - £41,000
Debt/Loans...
Started by rjenk74 on
, 2 posts
by 2 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Otherwise I think a tracker (BoE) rate after the fix would.
If you are really after 2 years fix then I would go for the BoE Tracker rate rather then a discount I would go for 5 years at least.
|
|
Hi,
Boring topic. I'm sorry.
Anyone in the industry or have the knowledge to help me choose. It's a big decision.
I'm thinking 2yr Tracker which turns to fixed for 3yrs after.
Any help would be much appreciated.
Started by thehatts on
, 6 posts
by 3 people.
Answer Snippets (Read the full thread at roverstalk):
Also, the interest rate and the latest date someone....
My mortgage package ran out last November the charges they incur for taking out a mortgage package make them not worth it.
Down to), so tracker definitely doesn't seem a wise idea.
|
|
Tracker mortgage rates might not drop. Fight restrictive 'collars'.
Tracker mortgages are supposed to follow the base rate as it drops. Yet some have 'collars', or minimum rates, meaning they wont fall below a certain level.
Halifax and Nationwide have...
Started by DippyDappyCow on
, 1 posts
by 1 people.
Answer Snippets (Read the full thread at just2good):
|
|
I noticed the news item today related to attempts by the government to negotiate the restructuring of bank debt. As part of that, the potential for transferring loss making tracker mortgages into IBRC/Anglo was mentioned.
If this was to happen, would ...
Started by serotoninsid on
, 13 posts
by 8 people.
Answer Snippets (Read the full thread at askaboutmoney):
|
|
Hi All,
Please disregard this posting as I have made a double entry by mistake. My first one is active and being debated.
Started by Bukloman on
, 3 posts
by 2 people.
Answer Snippets (Read the full thread at moneysavingexpert):
|
|
Hi
Currently on a tracker mortgage, is their a calculator or the like that would calculate the term left on a mortgage if you were making a fixed extra sum payment a month, ie if you are paying back say €1,000 on tracker and you decide to put in an extra...
Started by loveshoes on
, 3 posts
by 2 people.
Answer Snippets (Read the full thread at magicmum):
Http://www.nca.ie/index.jsp?p=150&n=348 Hi
Tks, thats perfect.
Just put in my details on it and it looks fairly accurate .
Here's one.
|
|
I have a very cheap tracker rate which i took out with First Active in early 2005.All was going well until someone in my local first active branch rang me in 2007 and told me me i would be better off going onto an fixed rate.I know ignorance is no excuse...
Started by sampeckinpah on
, 13 posts
by 3 people.
Answer Snippets (Read the full thread at askaboutmoney):
On the letter it says the bank will offer me the prevailing tracker rate being the 'customer....
Acknowledgment form and an letter that said i had the option to transfer the mortgage to the prevailing tracker on finishing of fixed rate.
|
