Discussions about tracker mortgage

What would you offer your bank to clear your tracker mortgage Hi Guys Just looking for peoples opinions on this. Back in 2004 I took out a variable mortgage with AIB for around 130,000 euro, then in 2006 I took a second mortgage from AIB for 110,000 euro first 3 years were interest only. I took an extra 15,000 on... Started by Flute on Sunday, January 22, 2012, 20 posts by 11 people.   Read the full thread at askaboutmoney Discuss this with your friends on Facebook Answer Snippets (Read the full thread at askaboutmoney):

Ptsb account statment mortgage gone up and im on a tracker Hi there guys i have just got a letter in the door from ptsb saying that due to the change in tax relief deducted at source my payment has risen by 14 euro. can somebody please explain to me how this happens. i am on a tracker mortgage but i am not sure... Started by corinthion on Thursday, February 09, 2012, 11 posts by 5 people.   Read the full thread at askaboutmoney Discuss this with your friends on Facebook Answer Snippets (Read the full thread at askaboutmoney): So if you are single mortgage holder and bought I actually thought my mortgage would be going.... Year did you buy your property? Are you a first time buyer? Is the mortgage single or joint for the months you paid at 25% instead of 30%.

Mortgage top up will I lose tracker rate? Thinking of building an extension to my house. I'm on a tracker rate mortgage which I definitely don't wanna lose. Do anyone have experience on this. Will I keep tracker on original mortgage and pay ext amt at var rate, will whole mortgage inc ext be ... Started by eden_murphy05 on Sunday, February 19, 2012, 4 posts by 4 people.   Read the full thread at magicmum Discuss this with your friends on Facebook Answer Snippets (Read the full thread at magicmum): You definitely won't get a .... So you would probably retain the tracker anyway. So you would probably retain the tracker loan secured in the property, so you end up with 2 loans. Loan secured in the property, so you end up with 2 loans .

Key Post Did you lose your tracker when fixing your mortgage or breaking out of a fixed rate? This is a quick summary of the issues relating to switching from fixed rates to trackers and a list of threads on the topic. I will format it better later. You may be contractually entitled to a tracker at the end of your fixed rate period Check your ... Started by Brendan Burgess on Monday, March 28, 2011, 11 posts by 5 people.   Read the full thread at askaboutmoney Discuss this with your friends on Facebook Answer Snippets (Read the full thread at askaboutmoney): Lenders should fully disclose the short, medium to demonstrate how they have concluded that each individual consumers tracker mortgage is no longer to a variable rate .... For the individual consumer than the tracker mortgage.

How do you know if you are on tracker mortgage? DUmb question maybe-bear with me! Does it state it clearly on your mortgage papers? We have been told by the bank that we are on fxed rate but that will be coming down substantially because we are on a tracker mortgage. We feel like we have won the lotto... Started by Erin on Wednesday, January 25, 2012, 4 posts by 4 people.   Read the full thread at magicmum Discuss this with your friends on Facebook Answer Snippets (Read the full thread at magicmum): It may not actually say the word Tracker, but could say something like, after Fixed Rate expires, you will be transferred to ECB + whatever percentage.... If you are going from Fixed to Tracker, it must be in the Terms and Conditions somewhere.

Clearing off a tracker mortgage A friend of mine has a small tracker mortgage (c.40k) with Bank of Scotland (Certus). He can afford to a) pay it off in full or b) invest in the National Solidarity Bond. There are 16 years left on the tracker so I'm thinking that Certus should be very... Started by onekeano on Wednesday, January 18, 2012, 5 posts by 4 people.   Read the full thread at askaboutmoney Discuss this with your friends on Facebook Answer Snippets (Read the full thread at askaboutmoney): If the discount offered is small and his tracker rate is good, he needs - sometimes the interest.... But as Brendan says, it's worth a try. For them, there's very little evidence that any lenders are actually offering discounts for tracker .

AIB Tracker Mortgage Am planning to clarify this with the AIB but just thought I'd get some feedback here first: I took out a 25yr tracker mortgage with AIB in 2002. I've been renting out the property for the past year (all above board). I've gone throught the original loan... Started by Baz2005 on Monday, October 10, 2011, 5 posts by 5 people.   Read the full thread at askaboutmoney Discuss this with your friends on Facebook Answer Snippets (Read the full thread at askaboutmoney): Hi Baz2005 How did you get on with AIB, have they kept you in the tracker mortgage mortgage documentation.... For example, does it not state something like "home mortgage" somewhere ? Just wondering.. Of the tracker loan.

Confusion regarding my Santander tracker mortgage Hi, I am on a Santander tracker Mortgage 2.39% including the base rate my total is 2.89%. My mortgage started 13th May 2010 with a total balance of £168,995. The £995 was the booking fee. Value of my property was £235,000. I am making repayments and as... Started by Bedansky on Saturday, January 28, 2012, 5 posts by 4 people.   Read the full thread at moneysavingexpert Discuss this with your friends on Facebook Answer Snippets (Read the full thread at moneysavingexpert): When you look at the repayment schedule for a capital... . You haven't told us the term of the mortgage, so we've no way of knowing if the capital balance now is correct. Take a look at First Direct and see a mortgage broker. Deal elsewhere.

Low rate mortgage tracker 1.29% v. overpayments Help, i need to make sense of our situation, we have a great tracker with HSBC 0.79% over BOE base so that's 1.29% currently. We owe £83K against a purchase in 1996 of £365K and original mortgage loan of £198K so making good inroads into being mortgage... Started by chingari22 on Tuesday, February 21, 2012, 2 posts by 2 people.   Read the full thread at moneysavingexpert Discuss this with your friends on Facebook Answer Snippets (Read the full thread at moneysavingexpert): Access thats 1.5% net if you pay 40% tax still more than the mortgage rate..

Tracker mortgage interest only option? Hi guys, Not sure if this is a stupid question or not but I'm really hoping someone can help. I'd rather not approach the institution at this early stage. Just looking for some "back of beer mat figures". Roughly how much are monthly interest only payments... Started by RangeR on Thursday, January 19, 2012, 6 posts by 4 people.   Read the full thread at boards Discuss this with your friends on Facebook Answer Snippets (Read the full thread at boards): BOI tracker but to be honest, it's not for me so I don't, using Karl Jeacle http://www.drcalculator.com/mortgage/ie/ I'm giving you a tracker of ECB +1%, so 2What term ? interest.... Rate ? how long are you into the mortgage ?.