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Http://www.merriman.com/PDFs/FineTuning.pdf
Look at page 7. Using their plan being 90/10 would give you 0.4% less returns, but 1.5% less variability. Depends on what you're looking for.
Started by mtgordon on
, 15 posts
by 10 people.
Answer Snippets (Read the full thread at twoplustwo):
A target fund will also be just fine if you that someone....
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A reasonably financially savvy co-worker has been suggesting that I look into these things called Life Insurance Retirement Plans, which appear to be some sort of scheme where you over-pay on a life insurance policy - but the life insurance policy is ...
Started by Una Persson on
, 27 posts
by 16 people.
Answer Snippets (Read the full thread at straightdope):
The way to properly structure one of these is to fund into these things called Life....
Insurance once the retirement fund is in place and the kids have left home? By then, the house should Retirement" and Missed Fortune 101".
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What to do with a retirement plan from an old job When leaving a job or retiring, workers are faced with the question of what to do with their existing plans. Unless it is absolutely necessary to withdraw the funds (and subsequently pay income tax and...
Started by TrueVine on
, 3 posts
by 2 people.
Answer Snippets (Read the full thread at christianpf):
In all other cases, my wife and I have done a direct roll .
I loved the funds I was in and wouldn't be able to invest in those same funds again on my own due to minimums required by that fund family.
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Ask your Facebook Friends
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Http://www.cnn.com/2012/05/08/opinion/walker-retirement/inde...
Recent research finds 401(k)-style defined contribution plans have lost their shine. IRAs and 401(k) plans lost a combined $2.8 trillion, or 47% of their value, between September 2007 and...
Started by CarlHungus on
, 27 posts
by 1 people.
Answer Snippets (Read the full thread at fool):
The defined contribution plan allows your retirement funds to move handcuffs on....
As silver-handcuffs.
The pension plan is like putting health ins.
Allows your retirement funds to move with you from job to job.
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How many are not saving anything for retirement? In other words you are not buying land, 401k, IRA or even a saving account. I remember a survey that said that people are not putting enough in their 401k to get 100% of the match. Now is that stupid or...
Started by tomram486 on
, 41 posts
by 27 people.
Answer Snippets (Read the full thread at newagtalk):
I hope my retirement fund borrow money....
IRA's are safe, but not aggressive enough for me.
I don't really plan for, but not a bad investment.
I have not worked with a "financial professional" to plan for retirement.
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See below for the original post.
We started Dave Ramsey's Baby Steps on 12/15/2005 and paid off our last debt (other than the mortgage) on 10/30/2007. $30,000 in 22.5 months paid off!
The 'Baby Steps' from Dave Ramsey are:
(assuming you are current on...
Started by SuperJETT on
, 20 posts
by 14 people.
Answer Snippets (Read the full thread at x-h2o):
I'll be out of debt, and have good stuff going for kids college fund, but my retirementYeah, I remember this....
7 more years on mortgage then plan to retire, but I doubt it.
funds are kicking butt everything I have is paid for.
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Started by Liar_tuck on
, 201 posts
by 122 people.
Answer Snippets (Read the full thread at reddit):
But, the vast majority of Americans will never see 20 million machine!" or "just travel the speed ... .
Out of their retirement, but hey mom and dad, can I borrow your rent money like Romney says? I hate fund? It sounds crazy, I know.
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On Sat, 25 Oct 2008 17:15:42 -0500, Pete <spam@nowhere.com
I've been trying to figure out a way to withdraw funds from retirement
accounts without paying tax at income rates. How about this?
To take an example, assume you believe that emerging...
Started by Pete on
, 7 posts
by 7 people.
Answer Snippets (Read the full thread at omgili):
If you can't buy a VUL - or enough
VUL - inside the retirement plan you'd have to cash in that environment, with fund
inflows/outflows to boot...it seems plausible that inverse funds in the ....
That there are restrictions.
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From the Current Economist (May 5th 2012)- Buttonwood -- Stuck in the middle
How low real interest rates hurt pension funds
“DON’T save,” say the governments of rich countries as they worry about demand in economies that are hovering between sluggish ...
Started by George$ on
, 2 posts
by 1 people.
Answer Snippets (Read the full thread at financialwebring):
How sizable is....
Via Scot Blyth at "Canadian Investment Review"
Like ...
I sense similar concerns and conudrums for Defined Benefit plans from Malcolm Hamilton
The Trouble With Pensions - Hamilton talks DB mistakes, offers solution for the future.
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On Mon, 10 Aug 2009 02:54:35 -0700 (PDT), HVAC <MR.HVAC@gmail.com
Instead of giving billions of dollars to companies that will squander
the money on lavish parties and unearned bonuses, let's use the
following plan.
You can call it the Patriotic...
Started by HVAC on
, 8 posts
by 5 people.
Answer Snippets (Read the full thread at omgili):
The Fed is a social engineering agency are
cutting spending and saving their... .
And of course!" All the doe is flowing
upwards...according to plan.
Frank@exit.com
Otherwise known as the "completely fucking stupid" retirement plan.
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