|
I rang my car finance company to change my address and they stated that they have a different name on the credit agreement. They refused to deal with me and wouldn't give me any answers or advice on what I should do. I have checked my credit file on experian...
Started by craig2305 on
, 20 posts
by 10 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Belongs to the finance company regardless of who's name is on the agreement.
|
|
In brief. Bought the misses an Astra XP in April 2010. So nearly two years ago. Bought private, and had no issues since. Completed a HPI check and all was ok, no outstanding finince, write off ect.
Now received a letter from Santander Consumer Finance...
Started by by DrrnCour on
, 6 posts
by 5 people.
Answer Snippets (Read the full thread at tt-forum):
Hi, If the outstanding finance is true, then yes Santander still own the....
As I understand it the car still belongs to the financeI would remove the last bit from a public forum for a start.
Hoggy.
The seller to cough up or pay it yourself.
|
|
On Fri, 23 Oct 2009 21:54:24 +0100, "Mick Hunt" <somone@microsift.com
I was just about to complete a purchase of a expensive (to me) car today
from a used car dealer, all week somethign has been bothering me about the
whole deal - something did...
Started by Mick Hunt on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at omgili):
This situation would occur all
of the....
Its what, "Mick Hunt" <som...@microsift.com
Ask the new finance company directly.
Is that the new finance company is aware there is a 'monkey' on the
car that needs clearing.
|
Ask your Facebook Friends
|
Can anyone explain how having a company car affects my tax and how much extra I would physically pay per month on the following vehicles.
VW Jetta 1.6 Diesel co2 109g/km BIK £2,258 Tax @ 20% £518
Volvo S40 1.6 Diesel co2 99g/km BIK £2,690 Tax £538
Skoda...
Started by daginge on
, 8 posts
by 1 people.
Answer Snippets (Read the full thread at theanswerbank):
The only cars we provide as a company a lower taxable figure for my current....
The co2 figures are from manufacturer's web sites.
BIK figures from? They seem low to me I put the expected car cost into the BIK calculator on HMRC%er LOL.
|
|
Could it be cheaper to finance a car rather than pay cash? I'm going to buy a car by myself and need some pointers. Never done this before.
Started by mini-baller on
, 26 posts
by 18 people.
Answer Snippets (Read the full thread at shaggybevo):
You don't finance a minor....
And to have clear title to the car instead of the bank.
A company's a car payment every month.
That statement is contradictory in terms.
Always cheaper to finance a car over paying cash.
|
|
We have missed 2 payments and have arrears of 520.00 we only have 4 months left on agreement. We owe including arrears 1972.00. We have offered 2 pay arrears in full but finance company want to take us to court. Will we lose our car?
Started by emalee2011 on
, 13 posts
by 6 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Thanks for all ur advice.
Adamant that the court will give them the car back That sounds rather harsh especially as you are so that the court will give them the car back Scare tactics!
No court will give them the car back under.
|
|
Can anyone give me an idea of how it works? It's been suggested to me by 2 car dealers and Santander is closed until Monday. I'm 2.5 years into a 5 year deal and owe more than the car is worth. It's very hard on petrol and I just can't afford it any more...
Started by Lovetotravel on
, 16 posts
by 8 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Seems like you have....
If it is Hire Purchase you on the car.
Also beware that the finance company might be a bitHave a look at the terms & conditions on your copy of the finance deal.
If you have any defaults or late payments.
|
|
Has anybody ever tried to negotiate a lower final payout figure with regards to car finance? I am thinking of paying off our car loan early, and was going to see if i can negotiate the payout figure down a bit.
The finance company has zero incentive to...
Started by big_head on
, 13 posts
by 10 people.
Answer Snippets (Read the full thread at somersoft):
I'd still be paying it off early of thought most people brokers or ... .
I'd still be paying it off early that is already earning them a large margin on their finance costs.
That is already earning them a large margin on their finance costs.
|
|
I am currently 9 months in to a PCP car finance deal with Citroen. With my deal I am to pay 36 instalments of £315.33 and then a voluntary final balloon payment of around £7k (if I wanted to keep the car).
I have had no problems keeping up with my payments...
Started by dpr666 on
, 12 posts
by 7 people.
Answer Snippets (Read the full thread at moneysavingexpert):
The outstanding finance is.
|
|
Hi,
I know this has been covered before, but my circumstances are slightly different to previous posts on his topic.
I got a brand new car on finance 8 months ago, but want to terminate the agreement. The finance is for 2 years and I have obtained a voluntary...
Started by JacktheLad on
, 16 posts
by 11 people.
Answer Snippets (Read the full thread at moneysavingexpert):
I have a car on finance but i was made redundant so i had difficulties keeping up with the payments forums from people ....
I have written to my car finance company (Fortis Lease) with the standard letter of Voluntary.
|
