Car Payments

The online calculator is probably not calculating the compounded interest. You pay interest on the interest that accrued the month before. source

They stay on your credit report forever, however after 7 years it generally no longer has a negative affect. Either way it's best to try to resolve these blemishes with the lender if at all possible. source

Don't know about Pay-pal but 5 business days is pretty standard for paying utilities on line. The electronic transfer part may be nearly instantaneous but you still have to have someone verify the transaction. source

My terms are due on reciept and I get paid within 30 days. However I have one client who doesn't pay until I call them, and even then they won't pay until 60 days. The last time this happended I called and told them my terms were NOT flexible, that they had to pay me within 30 days or new arangements would have to be made. I billed them for some work in Jan, and am just waiting to see what happens, if I don't get a check by the middle of Feb, they are going on the Prepaid plan. source

Good luck with your purchase, like your choice of colors. Put down my 1,000 deposit, money saved to pay in full at time of delivery. source