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Hi I'm new to the forum, and have a money question I need answered.
I have a few credit cards, but I only really use the one now, the other ones just sit in my wallet- they haven't been used in about a year. I remember hearing that not using your credit...
Started by james on
, 13 posts
by 11 people.
Answer Snippets (Read the full thread at peazyshop):
Thanks ....
Here after i will pay on time.
But this seems to be affecting my credit score.
Of your credit score, and it lowers the total amount of credit you have available, which will raise your on time.
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I'll be buying a townhouse this summer of 2012 and checked my Equifax Credit score today and it's 740 with a BMW 3 year car loan (1 year paid off so far) and 3 credit cards (began in 2003, 2007 and 2011).
I feel like an idiot because I didn't know that...
Started by AlexDmv on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at myfico):
I assume it's their FICO my score? Pay off my car loan? Get added as an authorized user to my parents 20 year old credit....
my free credit report from them and then paid about $8 to get my score.
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This seemed to be the best forum to put this in. It's either this or The Lounge and I'm pretty sure if I posted there, my credit score would find it's way to The Pictures That Actually Made You LOL thread.
So here's the thing. Last year around this time...
Started by Archangel Mychael on
, 21 posts
by 9 people.
Answer Snippets (Read the full thread at arstechnica):
If I get a 500% raise or win the lottery, spend the next month in drunken a 0 ....
In increasing my credit score? I guess the idea is get like a $1000 credit card and keep $250 credit score won't change.
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Can I get home loan with a credit score of 572? Or can me and my boyfriend do it together his score is 569? Is there any other way if we can't? We're looking at house in the price range of 60,000 to 120,000?
Started by Ann30 on
, 5 posts
by 4 people.
Answer Snippets (Read the full thread at trulia):
That is done....
Next is to look reporting credit.
Have them pull your credit and review.
BEST ANSWER Hi Ann, Don't bother with "new programs" Work on your credit scores! Your first step is to find a lender who will work with you.
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Watch out how Comcast ruin my credit score by 60 points without warning!
Today found my credit score dropped by 60 points due to a so called "Adverse account" added by a collector called C.P.A (I used to have near perfect score before this). The "Adverse...
Started by jamesgloverg on
, 35 posts
by 9 people.
Answer Snippets (Read the full thread at fatwallet):
And then loans is very less....
And then loans which to apply for quite many credit cards which should drop my score quite significantly.
For quite many credit cards which should drop my score quite significantly.
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How do I increase my credit score? I am a college student and I recently started using a credit card. At the moment my credit score is 680 and I was wondering what are some ways to increase my credit score? (I want at least 700)
Should I pay my balance...
Started by Tajinder on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at yahoo):
My guess is that score is not a FICO but probably a Fakko a credit....
There is really not fast easy way to raise your score history and increase your score as well.
It all evens out in the end.
Percentage you use.
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Hi all,
I want to improve my credit score, last I checked it wa somewhere around 650-660. I have 2 credit cards
1. Capone - CL- $750 - Balance - $300
2. Chase Visa - $3000 - Balance - $2700
Last I applied for a card and was denied was in August 2011, ...
Started by tin369 on
, 10 posts
by 5 people.
Answer Snippets (Read the full thread at myfico):
$1500 towards my Chase and completely payoff Capone.
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Here is an overview of my credit: Fico score - 575
My report consists of 3 potentially negative items:
* 1 Civil Claim Judgment (on record until Apr. 2015)
* 1 Account charged off - $619 written off / $980 past due (on record until Sept. 2013)
* 1 Collection...
Started by AFincher on
, 5 posts
by 4 people.
Answer Snippets (Read the full thread at myfico):
I have raised my scores over 100 points since I started about a year ago.
It is doable.
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One thing you might want to try is to look for any errors on your credit report. A large percentage have bad data that might negatively affect your score. I've heard up to 30%.
Here are some do it yourself tips from the FTC
http://www.ftc.gov/bcp/edu/...
Answer Snippets (Read the full thread at money-talk):
....
Here and have great credit scores without having to borrow hardly anything except for our mortgage.
Repair | raise my credit score Improve credit score is quite difficult but not impossible.
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I have an erroneous mark on my credit report. I and the company who created it have contacted all the credit agencies to have it removed. On freecreditreport.com, my $1 subscription, they computed that it would raise my score 52 points if it was removed...
Started by Raiders on
, 9 posts
by 4 people.
Answer Snippets (Read the full thread at myfico):
No one has been any fees ....
From the EX website: Calculated on the PLUS Score model, your Experian Credit Score indicates your relative credit risk level for educational purposes and is not the score used by lenders .
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