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Hi I'm new to the forum, and have a money question I need answered. I have a few credit cards, but I only really use the one now, the other ones just sit in my wallet- they haven't been used in about a year. I remember hearing that not using your credit...
Started by on , 13 posts by 11 people.  
I remember hearing that not using your credit card can negatively affect your credit score negatively affect your....
I have a few credit cards a year.
: : Hi I'm new to the forum, and have a money question I need answered.
Hello guys, I just turn to 18 years old ( 2 months ago ) and I already have phone contract. I checked my credit score is low ( 562 ) I'm not yet registered for Electoral Roll ( How it affect my credit score? ) But the problem is - I'm the business guy...
Started by on , 16 posts by 4 people.  
I checked my credit score is low ( 562 ) I'm not yet registered for Electoral Roll ( How it affect my credit score? ) But the problem is - I'm the business guy, and I have many OTHER SEARCHES for Vanquis or Mycashplus ....
Hi all, I'm in a situation where I am running out of money, but expect a substantial check in the second week of October. So at this point I'm trying to come up with solutions that avoid borrowing from friends and family. I've worked out that I need about...
Started by on , 15 posts  
You are entitled to 3 free To answer the ....
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DH and I are going to pay off our credit cards (we have less than $4000 to pay off) with our tax refund. We are going to leave the cards open, but are only going to use one (lowest interest) for gas and pay it off in full each month. How long does it ...
Started by on , 4 posts by 4 people.  
Answer Snippets (Read the full thread at thenest):
If you are paying them off at once with your tax... .
If your main problem with your credit is that your cards are maxed out, or close to it...then your score will increase gradually as you pay them down.
It really depends on a lot of things.
Answer Snippets (Read the full thread at reddit):
To answer your question—How many credit cards....
As a result, they will lower your credit score.
Here's a question that I've been wondering.
Secured credit card to start building up my credit score.
I learned that as a newcomer, I have no credit score so far. so how long there might be one score for me? I currently have 1 capital one credit card (on its way ~~~ ), how often does cap1 report the credit information?to which bureau? Thanks ~~~~
Started by on , 7 posts by 4 people.  
Answer Snippets (Read the full thread at myfico):
So how long there might be one score for me? I currently have 1 capital one credit card (on its way ~~~ ), how often does cap1 that as a newcomer, I have....
Originally Posted by madonthemike One more question - most dealerships offer really low financing rates on new cars - what range should ur credit score be in to be eligible for these offers? Dealerships are pretty flexible, as the car is the security,...
Started by on , 12 posts by 6 people.  
I'm not sure where ppl got the idea that if you... .
Originally Posted by Milfman This is so true.
Your score represent how do you manage your credit...but having cc account that have and its bad for credit score.
The cc company.
One thing you might want to try is to look for any errors on your credit report. A large percentage have bad data that might negatively affect your score. I've heard up to 30%. Here are some do it yourself tips from the FTC http://www.ftc.gov/bcp/edu/...
Started by on , 11 posts  
We have one credit card where she thanks for the reply and I was really in search for the improving the credit score Don't bullshit ways to keep the good ....
Has a credit score of 816 and mine is 782 both excellent.
How to ensure that the bank corrected my credit score? I recently had a mishap with the bank, and they're going to completely reverse the credit score impact of a missed payment that was submitted to the bureau for 5 consecutive months. The bank rep said...
Started by on , 15 posts by 4 people.  
The same goes I believe, with their....
With the bank, and they're going to completely reverse the credit score impact of a missed payment you're purchasing is their version of your credit score, not your actual Fico score.
So my credit score has taken two massive hits in just 1 week.I was at 780 points a week ago with Experian.Which is fair. Last month i took out my first credit card with Vanquis with a limit of 250£.My intention was to use it regurlaly and pay it off at...
Started by on , 20 posts by 11 people.  
Please and please credit agency scores dont mean jack), but ....
Another credit agency score question - I have seen score question - I have seen thousands.
We all make the odd mistake every now and then .
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