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CREDIT SCORE / CREDIT REPORT QUESTIONS...WHO'S GOT SOME? Post your credit questions here. Whatever I (or other boardies) can't answer, I will research and find out.
I figure this will be a good way to up my, and the board's credit knowledge. Help us keep...
Started by Mr Gavin on
, 40 posts
by 8 people.
Answer Snippets (Read the full thread at dancehallreggae):
In the "POOR" region
all my shit is in order, but the credit score is taking for eva to climb
any advice" region
all my shit is in order, but the credit score is taking for eva to climb
any advice on wat credit bureaus....
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I've signed up for my free trial of Credit Expert. It tells me that my credit score is 960, which equates to "Good".
Does anyone know what your score needs to be before it reaches the "Excellent" zone? I have taken out two different credit cards in the...
Started by PollyOnAMission on
, 20 posts
by 9 people.
Answer Snippets (Read the full thread at moneysavingexpert):
I've any problem getting the....
I'm with Experian.
credit file would normally guarentee an excellent credit score on experian so it seems to the criteria used by Experian when assessing a credit score of 'Excellent'?".
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Hi there
I'm a bit stuck! I went bankrupt in 2010 and have recently checked my credit expert report which shows me with a score of 900+ excellent!
I am wanting to apply for a credit card in order to one satisfy my curiosity (I'm being honest!) to see ...
Started by MrsPip84 on
, 12 posts
by 12 people.
Answer Snippets (Read the full thread at moneysavingexpert):
If ever there was ....
Answered your own question
"Bankrupt but excellent credit score"
Really, does this seem rightthe score means nothing, no if you have no open credit accounts, then you r back to square one to you..
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Hi all,
I'm in a situation where I am running out of money, but expect a substantial check in the second week of October. So at this point I'm trying to come up with solutions that avoid borrowing from friends and family. I've worked out that I need about...
Answer Snippets (Read the full thread at money-talk):
You are entitled to 3 free, I use them once... .
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We were planning on looking into refinancing, so I pulled our credit report just to check. As you know the free report does not include the "score".
At the end of the report there was an option to pay a fee for said score...I opted to do so.
It has been...
Started by KG in CA on
, 13 posts
by 7 people.
Answer Snippets (Read the full thread at hgtv):
As a reminder dispute provisions, if/when the....
I'm sure credit bureaus developed their own score(s) in an attempt to compete with FICO.
Report in exchange for the purchase of something, like a score and/or credit monitoring.
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Hi! are we qualify for a home loan if my husband income is 50,000/year with credit score at 580, and my income is 30,000/year with credit score of? 597 we are first time home buyer and our debt to income ratio is below 30%
Answer Snippets (Read the full thread at trulia):
813-495-4306 Although most mortgage lenders require a minimum FICO (credit score) of 640 in order that you get your most up to date credit score at FreeCreditReport.com and correct any errors you find score as well....
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If you deny a loan and the credit score is not the reason for denial, do you still have to include the credit score on the adverse action notice?
Started by Tired and Done on
, 11 posts
by 6 people.
Answer Snippets (Read the full thread at bankersonline):
Question is on Adverse noticeIf information from the credit report (not just the score itself) was not used as a reason for the denial, the....
Credit report pulled, no derogatory credit, but score below mimimum.
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Last time dh & I applied for a loan was about 3-4 years ago. Credit score wasn't outstanding, but wasn't horrible either. We've worked hard since then at paying down our credit card balances and making darn sure that no payments are ever late. We have...
Answer Snippets (Read the full thread at twopeasinabucket):
I agree...leave your....
If your utilization percentage exceeds 30%, it has a severely negative impact on your credit score.
Those are not affecting your credit score in any event.
In that short a period of time is a little odd .
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Buying a house with two incomes, one good credit score, one bad credit score? Me and my fiance are buying our first house and yes we are buying it not being married, get over it, the wedding is planned. Question is, he makes 48k a year as a teacher and...
Started by behappy4mee on
, 2 posts
by 2 people.
Answer Snippets (Read the full thread at yahoo):
JAMES CHRIS LOAN who granted me $30,000 USD without stress.Since then I have
Decided to publish... .
My names are Phoenix Robyn.I am a single parents.I needed an urgent loan for
Business and clearing of debts.I met a reverend who directed me to Mr.James
Chris .
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I am new to this forum so this may be a stupid question....I recently got my credit scores from Experian, TransUnion and Equafax. My Experian credit score is 801 . I asked for a credit limit increase from my AMEX card the following week and was denied...
Started by ncoclub on
, 6 posts
by 4 people.
Answer Snippets (Read the full thread at myfico):
EDIT see that a site offers a credit score, if it doesn't say FICO, then it is what we call here a FAKO for the "score....
Lenders usually check your FICO score when you apply for credit.
And different scoring range.
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