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The disability insurance provided by my company currently covers me to 60% of my salary until age 65, with 3% (max) annual COLA increases and disability being defined as either not being able to work in my regular occupation OR earn more than 60% of my...
Started by on , 18 posts  
After all, you are buying the words for it, As If youre unable... .
It would and a pound foolish with disability insurance ...
And reasons to buy (and sell) a product (be it disability, retirement, life insurance or the like).
I'm starting school next August and want to know who else takes out either life or disability insurance as a student. I want disability insurance in case something happens to my hands that prevents me to work for the rest of my life. Can anyone give information...
Started by on , 12 posts by 6 people.  
For a disability insurance policy, and then as a member of ASDA (I highly encourage you to join), you get free Life and Disability....
Ummm...don't you need to have ABILITY first in order to take out DISABILITY insurance?! i.e.
Are you in need of Life insurance? or disability Insurance? Health insurance?Do you think you are paying too much for insurance? Do you want to make sure your financial future is set? Do you need help with retirement planning? Do you want to make money...
Started by on , 11 posts by 1 people.  
Answer Snippets (Read the full thread at calguns):
TTT Bump Let me know if anyone needs help ttt ttt bump Bump ttt ttt ttt .
Ask your Facebook Friends
Posted 15 September 2011 - 03:42 PM Hi there Further to our discussions with the Administrators of this site, we are pleased to offer our specialist car insurance scheme for disabled people and/or carers. The policy has options not normally offered with...
Started by on , 23 posts by 4 people.  
Please call freephone 0800 3308057 when your car....
I would be more than happy to help.
I was wondering how many Veterans out there are considered unemployable by the VA but have been denied by Social Security for Disability Insurance. I'm 50 yrs old and have paid into Social Security since i was 16. I have now been denied by Soc Sec 3 times...
Started by on , 11 posts by 2 people.  
That means someone rated IU with Sleep Apnea a major disability....
Sleep Apnea is not a listed SSDI disability.
First, normally it takes one 100% disability for Social Security to rate your disabled.
Are not by Social Security.
Hartford Disability manages our company short term disability. I am highly dissatisfied with the denial of my claim. The analyst at Hartford has no medical terminology or practices. I had foot surgery and non-weight bearing on my foot for 6 weeks on heavy...
Started by on , 91 posts by 88 people.  
They are guilty of medical malpractice and insurance fraud! I have been on disability, but benefits remained....
He says I can work 8 hrs after disability.
He never examined me.
For Hartford Disability insurance company.
You pay for STD benefits every paycheck, but when you are in need for reimbursement, Aetna (my insurance company from my work) will simply not pay it. Their Motto is to deny it no matter what. Their customer service sucks. My wife was involved in an accident...
Started by on , 37 posts by 36 people.  
I wonder how many of them even use Aetna as their health insurance provider? There needs Aerospace, was responsible for having my disability and my insurance health coverage dropped and also in reference to ....
On disability.
I've been mulling over getting individual long term disability insurance, and thought I'd ask what I may be overlooking. Some background: I'm a 36 year old female IT professional who has drifted between technical and management roles - while not being...
Started by on , 13 posts by 7 people.  
I just went through the personal Disability Insurance thing 2 years ago and thought health issues.
Administrator here.
I applied for a short term disability from my job for debilitating fibromyalgia with Cigna being the STD provider. After being given a claim number and told to start my STD on October 3rd, I used the 7 vacation days required, provided Cigna over 150 pages...
Started by on , 23 posts by 23 people.  
I am covered for disability....
I fell while at home one weekend.
It's Disability insurance (short by KBR contruction and had disability insurance through employment.
Cigna stalls and stalls.
(more stalling).
Their diagnosis, etc.
So there is need for some clarity here from someone with experience and honesty. I have contacted 5 different insurance agents of the same company and they give me 5 different rates of coverage for the exact same type of DI coverage!! Incredible!!! The...
Started by on , 14 posts  
From a traditional disability carrier, and it is the SAME carrier, you should be getting exactly the same.
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