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My Mid Fico score is 596 my loan officer wants it up to 620 for the FHA loan. I have one credit card that I paid down from maxed out at 400 to a 5$ balance. My credit score simulator on the free credit report actually said it will DROP my score I dont...
Started by Jacque1982 on
, 14 posts
by 13 people.
Answer Snippets (Read the full thread at trulia):
Julia Smith Keller Williams Realty The magic number for max credit....
If you are interested call me.
Thru out extensive network and fund the loan as well.
We can help you obtain financing down to a 580 fico score on a FHA loan.
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Will I likely get approved for an FHA loan? I have a 640 credit score and $10,000 for a down payment. I'm looking at condos in the 40-50 thousand dollar range. I've had perfect credit for the past 13 months before that I had some late payments. I also...
Started by Lisa on
, 11 posts
by 11 people.
Answer Snippets (Read the full thread at trulia):
If you are interested in considering the purchase of a new home in the near future please feel free.
You should also know that FHA loans are not necessarly driven by credit-score or debt ratio.
To afford.
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Tomorrow DW and I have a viewing to see a house that is right in our range and would be a perfect starter home. However, we know the realtor and this viewing is on a whim. I need more information on financing and was trying to do some research and everything...
Started by rikkiandjulie on
, 8 posts
by 7 people.
Answer Snippets (Read the full thread at thenest):
We have an FHA loan on our house that was built in 1949 not to answer that, of course, ....
The thing with FHA, though is that they have more strict appraisal to answer! Good luck! Ditto to the above.
Into a conventional loan.
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I am only going to make like 16-18k this year, and made the same low amount in 2011, (2010 and 2009 i made 30k salary a year) with the job change i am hourly, but full time with benefits, but its only $10 an hour, is it going to be possible for me to ...
Started by zedekc on
, 5 posts
by 3 people.
Answer Snippets (Read the full thread at myfico):
Cc's open/i took them out solely to build my credit for a home loan)
I know you typically dont need much of a down payment for a FHA loan, but i can put up to 15k down if i had to
st george utah of home? (mobile, stick....
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Are there any circumstances where a contractor may begin/complete work prior to closing on the house using an FHA 203K streamline loan?
Started by 1st Timer on
, 6 posts
by 5 people.
Answer Snippets (Read the full thread at trulia):
The delays that can and do happen that I was unaware of, but they... .
There are no instances where you can begin work on a home that you do not own until you company needs is an authorization number to complete this distribution.
Answer is no.
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Hi guys,
Here is a little background:
Bought a home in 2010 with a FHA loan (my first house...didn't have the 20% down at the time..so paid 3% down) @ 5.3% interest rate. My monthly payments are about 1600 for the house, which includes the property taxes...
Answer Snippets (Read the full thread at money-talk):
3) Why not try credit into the loan if your loan....
Nope
2) Depends on the lender; you might be able to roll most or all of the costs into the loan if your loan to value ratio with that rolled in still meets their criteria.
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If you work for a National Service Provider (NSP) and you complete work on FHA properties, your business will go down the proverbial tubes. Please disagree with me if you can share any insight or alternate view. I'll begin by asking you to read an EXCELLENT...
Started by MFSOracle on
, 11 posts
by 8 people.
Answer Snippets (Read the full thread at contractortalk):
Something I wanted to highlight about the FHA preservation work - even if it seems like things person and I don't generally say "the sky is falling." However, with regard to FHA preservation work the dangers of touching FHA properties....
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Obama proposes home loan refinancing plan - Feb. 1, 2012
More details to come. It is just a proposal. Congress has not taken it on yet.
This is what it looks like so far:
Principle reduction:
There may be principal reduction if the loan balance is over...
Started by The Great Catpiss on
, 14 posts
by 5 people.
Answer Snippets (Read the full thread at libertylounge):
Originally Posted by DosEquis....
If there is such a thing.
Sounds like they are trying to reorganize it so that it is a less bad loan...
The argument is that with lower payments and lower principle loan.
Be backing the same risky loan.
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Hello,
I currently have a FHA with Wells Fargo on my primary residence. A few months ago I tried to do a FHA streamline with them and the guy I had was not too familiar with FHA so he submitted my refi to the underwriter with my credit report. My credit...
Started by crucifixion on
, 6 posts
by 3 people.
Answer Snippets (Read the full thread at loansafe):
But that sounds like its for getting the FHA loan for the first time but when you already have the FHA loan....
number of revisions to these policies, including documentation requirements, as described in other FHA.
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Hi,
I am wondering if I could qualify for an FHA mortgage by myself. I am married but due to long and complicated reasons, my husband can not be on the mortgage. We do not live in a community property state.
My score right now is 640
Income- $15,000
$...
Started by samy2576 on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at myfico):
Http://www.fha.com/fha_requirements_debt.cfm
Looks like you should be OK to me, Im also looking....
Go to http://www.fha.com meet the FHA debt ratios from here.
Score should be good for an FHA, Downpayment of 10% seems OK (50K/5K=10%).
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