Insurance Policy

You can't make any changes to your parents' policy, but you could certainly get your own. However, having your own policy could end up costing twice as much. Your dad might also decide that if you are a big enough man to buy your own car and insurance, there is no need for you to be living under his roof. source

I am really just confirming what everyone else said. We kept our life insurance policy running back home and it gets paid out of our UK account that we top up once in a while. The UK account comes in handy for ordering presents from UK online stores that won't accept your US credit card or address. Also handy when you go home for a visit - transfer money in and use your UK cards. source

Komal Jeevan - Is a Money Back Plan which can be bought by the parent or grand parent for their child from the age of 0-10years. This plan gives financial protection against death during the duration of the plan with periodic payments on survival at specified durations. source

Now, I realize this might sound silly, but I'm totally serious about this. Honestly, all the other people I really cared about are gone, and for a long time now, my cat has been the only one that's really been there for me. So I worry, that if something were to happen to me, what situation he'd be in... Is it possible I could get a life insurance policy, and then if I die, the money is put into some kind of fund to make sure he gets the best care possible? This would really make me feel a lot better, if I could. source

The HMO act of 1972, sponsored by the late Ted Kennedy, does not allow removal of any person from a group policy until either open enrollment or a life changing event. Separation is not considered a life changing event under the regulations. She'll have to wait until either the divorce or the open enrollment period of her policy. source