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It has been 12 months since I paid my mortgage with in this time I filed 4 complaints to 4 agencies....my loan servicing has been transferred several times....3rd party co. after third party co Bank of america has offered us a mod. on our 1st....we didn...
Started by pre-meditated foreclosure on
, 17 posts
by 4 people.
Answer Snippets (Read the full thread at loansafe):
6=ur 1st new monthly payment is due with the executed of the loan, even with non-HAMP modifications....
This agreement will bring ur loan current; however u r still required to pay back the entire unpaid bal by the maturity date for ur loan.
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We currently have legal representation and thank gawd for that to help us navigate thru this mess! We received our first loan mod in 2008. Then in 2010 after bofa had taken over the countrywide loans we fell behind in our payments and to stave off foreclosure...
Started by Chelsea on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at loansafe):
Hi Chelsea,
Welcome to the forum and thank you for joining
I have not seen a success on this yet, but here is another member trying through BofA as well;
Can you get a 3rd modfiication ? I did see where someone was modified for the 3rd time who....
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We have an ongoing discussion here. Can we modify a consumer vehicle loan to add new money, raise the interest rate, change the pament amount, and change the matruity date? Is the only limitation that we can't change to a variable rate? Would we need ...
Started by Queenof--Concern on
, 4 posts
by 2 people.
Answer Snippets (Read the full thread at bankersonline):
When it comes to ....
Can we modify a consumer vehicle loan to add new money, raise law.
I want it can't hurt to disclose it again.
I want to be a kid again.
We make an entirely new loan.
We do not modify consumer loans.
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Ask your Facebook Friends
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So I am in the reverse situation from some of the posts that I have read.
My ex-husband and I divorced (obviously) and while the loan/mortgage is in his name, I got a Quit Claim Deed and in the Final Decree the house was left to me. I have been making...
Started by allymay on
, 5 posts
by 3 people.
Answer Snippets (Read the full thread at loansafe):
As modifications are not like....
Keep in mind that even after the modification the loan will still be in your ex-husbands name only.
It may not be the easiest thing to get down though .
Welcome to the forum!
Yes you can modify that loan.
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HI,
I am getting denied by Ocwen for a loan modification. I am in default for 5 months already. Ocwen gives me the same reply on my request: "We are unable to offer you a modification because: Unfortunately, The Owner of your loan does not allow loan ...
Started by dakind on
, 13 posts
by 5 people.
Answer Snippets (Read the full thread at loansafe):
Https://www.mers-servicerid....
I asked Ocwen to send me are a borrower on this loan, you can click here to enter additional information and display the Investor name.
My loan is with some kind of trust (several investors).
Regarding investors.
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We are in desperate need of a modification of our convential mortgage with HSBC. We currently have a 15 yr mortgage with a 6.85% interest rate, that is about 9 mths behind. We have been begging and fighting with HSBC for a loan mod since May of 2009, ...
Started by Shelby on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at loansafe):
Hi Shelby,
Welcome to the forum and thank you for joining
You may want to contact either HOPE or HUD to help you through the modification process with HSBC, they are very difficult to work with as you can see and the help is free with either one of these... .
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Just like to hear consensus specially from experience people here. My 1st loan is owned by Wells Fargo. Now, I receive a letter from Specialized Loan Servicing(2nd mortagager) that my 2nd loan will be transferred to Wells Fargo bank effective this month...
Started by johnjan2009 on
, 4 posts
by 3 people.
Answer Snippets (Read the full thread at loansafe):
Talk to a BK attorney, they'll consult with you....
I wouldn't do a 13 on the 2nd mortgage but it depends on the state you're in and your financial situation as well .
If they're both owned by the same investor or lender, then a modification shoud be easier .
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Since Litton Bank refuse to negotiate my loan after lost my job, and never call me back when I requested help to modified my loan to afford my payments due to my new very low income, I was forced to move to another state to find a better Job and go for...
Started by Anonymous Posted On: 2011-12-04 Total hits: 336 Comments (6) on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at pissedconsumer):
Written by boo....
Written about my loan Report 6.
Written by jd on December 14, 2011 litton ocwen has no record of my loan what a mess Report 4.
I love to pay my loan but were to pay it and ho to pay no info can u believed it Report 2.
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Hello,
I had a loan originated by Countrywide, then taken over by Bank of America. I have been trying to get it modified for almost 2 years now, and during this time I have been aware that ING was the investor.
I just received notice that ING will be ...
Started by Vegas777 on
, 16 posts
by 9 people.
Answer Snippets (Read the full thread at loansafe):
But sometime shortly after Countrywide originated the loan, ING bought their approval anyway....
In my case, Countrywide originated the loan and BofA took over Countrywide.
Online payments, call centers, etc).
The infrastructure to do so (i.e.
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On Sun, 1 Mar 2009 04:54:59 +0000 (UTC), Pers3id <perseid@comcast.invalid
Data from banks show that more than half of loans modified during
the first three months of the year were delinquent by 30 days just
six months after the terms of the loans...
Started by Pers3id on
, 10 posts
by 5 people.
Answer Snippets (Read the full thread at omgili):
I feel bad for them that they bought have to downsize if they took out a
loan they couldn't afford, and should have never been given.
Should have never been given
the loan in the first place.
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