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Hi All,
(This is a re-post of my msg from thread #3176319; I just learned of this new procedure and wanted to make sure others at M* Forums learned of this alternative to refinancing.)
Hi All,
Don't forget to check with your lender to see if they will...
Started by glebbb on
, 14 posts
by 6 people.
Answer Snippets (Read the full thread at morningstar):
Sometimes CUs can be much month for the next 27 years!
Best,
Glenn... .
The loan officer advised me of, and recommended the modification.
The one page application was form-dated 11/2011.
The CU loan officer to get info and an app for a new refi.
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Hi
We are in the process of getting a loan modificaton with Saxon Mortgage. I have been viewing some horror stories here on the forum and I see it may not be promising. We have been with Saxon since February 2007 our loan was sold to them from CIT. We...
Started by Mimi08 on
, 15 posts
by 9 people.
Answer Snippets (Read the full thread at loansafe):
When we called them today they stated that "yes" the process? Saxon Mortgage will not modify your loan - at least not in such a manner as to help you out to my negotiator....
Foreclosure proceedings on our Mortgage Loan".
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Two weeks ago we get a letter from ShittyBank, our mortgage holder. I can "take advantage of a government program" which will lower our monthly payments "at no cost to you...". I have the option or retaining the original term (21 years left) or going ...
Started by OldFart123 on
, 13 posts
by 10 people.
Answer Snippets (Read the full thread at arstechnica):
The loan originator couldn't believe we didn't want to take out equity
At the end of the day, as long as you know what your current loan amount is...and you refi thru a no-cost loan, you....
Current mortgage balance is $126k.
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It has been 12 months since I paid my mortgage with in this time I filed 4 complaints to 4 agencies....my loan servicing has been transferred several times....3rd party co. after third party co Bank of america has offered us a mod. on our 1st....we didn...
Started by pre-meditated foreclosure on
, 17 posts
by 4 people.
Answer Snippets (Read the full thread at loansafe):
The mortgage holder upped our house insurance.)
Interestrate terms=refer to interest rate changes below...this agreement will bring ur loan current; however u r still required to pay back the entire unpaid bal by the maturity date for ur....
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So I am in the reverse situation from some of the posts that I have read.
My ex-husband and I divorced (obviously) and while the loan/mortgage is in his name, I got a Quit Claim Deed and in the Final Decree the house was left to me. I have been making...
Started by allymay on
, 5 posts
by 3 people.
Answer Snippets (Read the full thread at loansafe):
As modifications are not like....
Keep in mind that even after the modification the loan will still be in your ex-husbands name only.
It may not be the easiest thing to get down though .
Welcome to the forum!
Yes you can modify that loan.
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Post: #1 Parents refused mortgage loan what can I do
Just received an e-mail out my Mum. Her together with my dad need a new the kitchen area and are after the loan. I will be 26 and easily started some sort of IVA and even live at home with them. This...
Answer Snippets (Read the full thread at 100k-business-tool):
Bagażniki dachowe
bagażniki dachowe bagażniki dachowe bagażniki dachowe Post: #5 Cash loan in the UK shows very nearly 1 million Britons employed a cash payday loan designed for family expenses recently, fifteen percent must procede with....
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Thanks to this site I have modified my 1st mortgage. Unfortunately I had another pay cut so and I have been trying to work on a modification for my 2nd mortgage since August 2010 when it was serviced by Ocwen. On Dec 2010 it was sold to SLS, so I had ...
Started by asc123 on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at loansafe):
My first loan outstrips the value of my home by nearly 100K any action, other than....
Any suggestionsI would agree the the answer above.
Concern is if 1st mortgage won't modify my loan then it's pointless to modify 2nd.
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We currently have legal representation and thank gawd for that to help us navigate thru this mess! We received our first loan mod in 2008. Then in 2010 after bofa had taken over the countrywide loans we fell behind in our payments and to stave off foreclosure...
Started by Chelsea on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at loansafe):
Here successfully modify their mortgage more than one time...
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We are in desperate need of a modification of our convential mortgage with HSBC. We currently have a 15 yr mortgage with a 6.85% interest rate, that is about 9 mths behind. We have been begging and fighting with HSBC for a loan mod since May of 2009, ...
Started by Shelby on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at loansafe):
Hi Shelby,
Welcome to the forum and thank you for joining
You may want to contact either HOPE or HUD to help you through the modification process with HSBC, they are very difficult to work with as you can see and the help is free with either one of these... .
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HI,
I am getting denied by Ocwen for a loan modification. I am in default for 5 months already. Ocwen gives me the same reply on my request: "We are unable to offer you a modification because: Unfortunately, The Owner of your loan does not allow loan ...
Started by dakind on
, 13 posts
by 5 people.
Answer Snippets (Read the full thread at loansafe):
I asked Ocwen to send me are a borrower on this ....
My loan is with some kind of trust (several investors).
And there is nothing there,
Frankie An investor on a loan wouldn't be listed in your original mortgage regarding investors.
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