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I am 2 years into a 35 year variable mortgage. I have been saving for the past 2 years and have managed to put away 10 grand. I also have a lodger in the house. I am considering paying off a lumpsum of the mortgage, my mortgage currently stands at 141...
Started by irish_bhoy82 on
, 11 posts
by 6 people.
Answer Snippets (Read the full thread at askaboutmoney):
When you lodge the lump sum, you can choose to reduce the term of the mortgage to pay down the mortgage until I ....
Personally, I would not change to a shorter term mortgage as it might be difficult to revert whenever have a surplus.
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Hi, Bogleheads:
It seems like I’ve been saving for that far off dream of retirement forever ( actually I opened our first IRAs in 1983). Suddenly at age 59 I now realize that the finish line is in sight. I’m thinking that it might be nice to be mortgage...
Started by jnsolberg on
, 15 posts
by 10 people.
Answer Snippets (Read the full thread at morningstar):
Cheers,
JubeeTex jnsolberg: I currently owe @ 111,000 on our 15-year mortgage which we refinanced in August 2011 @ 4....
Paid off the mortgage just short of our 50th birthdays and the only debt we've had in the past 3 to pay off the house.
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These guys humor me since I was an appraiser for a long time before I became a loan officer, about 7 years ago. Basically, they will call BS and hang me out to dry, if my replies deserve it. I might even be disciplined somehow, if I don't give questioners...
Started by Mentor on
, 15 posts
by 9 people.
Answer Snippets (Read the full thread at freeforums):
Today mortgage backed....
Today, everything is being thrown or ability to repay a loan, and as such, it's difficult to price mortgage backed securities and CDOs.
And as such, it's difficult to price mortgage backed securities and CDOs.
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Ask your Facebook Friends
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One of my connections is a mortgage broker. Eva Poulson.
Answer Snippets (Read the full thread at linkedin):
If you're looking for a variable mortgage the current rate is about....
Generally the fixed rate mortgage with all the "bells & whistles" (repayment options) is 3.19%.
It depends on what you're looking for in features with your mortgage.
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Hi,
I'm applying for a mortgage. God there is so many options.
Fixed Rate Mortgage
Variable Rate Mortgage
Discount Rate Mortgage
Where do I go to compare them all? Where the hell do I start?
Any help would be savage!
Started by rothai on
, 15 posts
by 7 people.
Answer Snippets (Read the full thread at boards):
Make sure it is right for you and you Mortgage although i doubt....
This is the reason a lot to do a lot more research before you embark on any mortgage.
Is not take any mortgage offer until you fully understand all you are getting into.
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Hi,
in this web http://www.fonerbooks.com/interest.htm , it has example to calculate mortgage.
for example: the loan = 100.000 interest 5%/year payment : 12.000/month
we got this table (on the web, 3rd table)
Year Principal Interest Payment One 100,00...
Started by nightingale2k1 on
, 4 posts
by 4 people.
Answer Snippets (Read the full thread at stackoverflow):
This is pretty easy to solve by considering how.
There are all sorts of formulae for mortgage calculations here .
You might be able to extract the formulae from them .
mortgage calculations.
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Mortgage = 3x. Savings = x
In the light of Euro risk, is it better to pay off 1/3 of mortgage of leave money as is (presuming interest/savings rate parity)
Started by D1stant on
, 12 posts
by 9 people.
Answer Snippets (Read the full thread at boards):
Savings = x
In the light of Euro risk, is it better to pay off 1/3 of mortgage of leave money as is (presuming interest/savings rate parity) Nobody can answer that except set of figures would be Mortgage x%....
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I have approx 33k left to pay on my mortgage and 2 years and six months left to pay it off. I want to reduce the term time on this and clear my mortgage quicker whilst paying the same amount I am currently paying each month. I currently have a fixed price...
Started by Blue grey on
, 8 posts
by 6 people.
Answer Snippets (Read the full thread at moneysavingexpert):
With that in mind you would basically the rate would be 2.49% ... .
The mortgage in 2 years depending on what santanders SVR rate is you would most likely be best sticking left on the mortgage I'm guessing your LTV ratio is pretty darn good.
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Anyone have experiences with 'upfront mortgage lenders' listed on the mortgage professor website
http://www.mtgprofessor.com/A%20-%20UML ... enders.htm
Thanks.
Started by gatorking on
, 44 posts
by 33 people.
Answer Snippets (Read the full thread at bogleheads):
Quote....
Your subject to something more catchy like: "which mortgage broker is best?" The list of lenders is
1) Amerisave
2) National Mortgage Alliance
3) Aimloan.com
4) Integrity First
5) Century Point Mortgage not heard any of them.
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I am looking for hard numbers and opinions or agent experiences regarding the use of "mortgage insurance".
Let's say a client and his wife take out a loan for $500k and at the same time take out a $500k insurance policy, it's the monday...
Started by R. Paul Aguirre on
, 10 posts
by 8 people.
Answer Snippets (Read the full thread at insurance-forums):
Was the right amount? So it matches the mortgage? Who cares? Is the amount of my mortgage the right was the right amount? So it matches the mortgage? Who cares? Is the amount of my mortgage the right breathing room is a necessary....
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