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If my credit score is at least 650, will I qualify for a mortgage in Texas? I'd also like to know the odds of getting approved with little-to-no money down.
Started by on , 4 posts by 4 people.  
Answer Snippets (Read the full thread at trulia):
However, qualifying depends on income you contact a licensed mortgage loan officer to go through these options more thoroughly, as it's more than just credit scores when it comes to....
BEST ANSWER Lenders look at the credit score, of course .
Just got docs to renew a mortgage, and the existing mortgage is at prime - 0.8%. The options they list as choices are all worse than that (5 year variable 3%, 5 year open variable 3.8%, 5 year fixed closed 5.29%), do I have to accept one of their choices...
Started by on , 20 posts by 15 people.  
Do the people who paid their mortgages on time get any cash? Link: Link Posted on 2/9 12:55 PM | IP: Logged No. Similar to the way that those of us who can buy our own food, don't get government cheese. If you're feeling left out because you can afford...
Started by on , 24 posts by 17 people.  
Answer Snippets (Read the full thread at rivals):
Oh wait, it was all: Logged This settlement is another bailout... .
I not only get to pay my mortgage, but those of irresponsible people as well.
Oh wait, it was all.
I not only get to pay my mortgage, but those of irresponsible people as well.
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Hi guys, have been reading through some of your advice on here and it is really useful stuff but can't find exactly what I am looking for, so have decided to start a new thread to see if anybody can help me with advice Basically Iam a 25 year old male...
Started by on , 17 posts by 7 people.  
But you'll pay through able to get a house and really get my life... .
Nationwide and Yorkshire Bank may let you get away with 5% deposit if you're a qualifying customer.
10% deposit required.
I wouldn't ssit down with a mortgage adviser yet.
Here is the situation I am in... I have a mortgage on a condo which has a balance of 131000 at 6.25 % and a second home equity at 13,500 at 4%. The mortage, condo fees, taxes and misc expenses come to $1300 a month. It is currently renting for $1100 a...
Started by on , 14 posts  
What most don't realize is you may have a fraudulent mortgage, and with many technicalities voiding....
Holds mortgage, which most banks cannot identify, I would look at having someone do a forensic analysis of your current mortgage.
With states on the fence rejoining the deal with the major mortgage lenders, it appears that this settlement may get approved soon. Forgetting the politics and the reality of the settlement being much less than the issues behind it, I want to examine ...
Started by on , 35 posts by 4 people.  
Http://www.forbes.com/sites-to-announce-25-billion-mortgage....
The mortgage companies involved: -Bank of America (includes://www.nytimes.com/2012/02/06/business/mortgage-relief-plan-...
With a possible loan mod value of even more).
Let me get this straight; when banks didn't lend money to those with no or bad credit, it was called redlining. But when the government forced banks to lend money to those who couldn't afford it, it's called predatory lending. Is there anyone from the...
Started by on , 20 posts by 12 people.  
Or the calculation accounts for the fact that home prices are lower now? (if they could get a mortgage after of mortgage loans into....
If someone was deliberately tricked into a bad mortgage (it did happen to the elderly, financially.
I just got a pedicure and the chick next to me is an over-sharer. She told me that she and her dh have decided to just stop paying their mortgage. Their house has lost value, they want to move locally and they want a more updated home. She said they just...
Started by on , 30 posts by 20 people.  
Answer Snippets (Read the full thread at thenest):
He and good income combined with....
It took them one full year of no payment not have the money to pay the mortgage anyways, his business had failed, and his credit was destroyed.
My dad used a small, local bank for his mortgage.
Area, etc.
Hi, We have a mortgage currently, outstanding is 110K. We are outgrowning our 2 bedroom house and need to move however worried that we will have problems qualifying for new mortgage. On selling our house we would hope to get approx 180K. we have savings...
Started by on , 5 posts by 4 people.  
You can ring their mortgage....
You should have no problem in getting out how much you would get is by actually going through the steps to get approval for a mortgage.
A mortgage calculator on line to see what you would be entitled to.
We have a mortgage & note in 1 persons name from 2009. Customer is asking if we can add his soon to be wife to the mortgage and note without refinancing the loan. Is this possible?
Started by on , 5 posts by 4 people.  
Check out this Guru page.
They can be added to the deed.
Rates being what not legally add someone to the note and mortgage.
To add another borrower without qualifying that person's ability to pay.
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