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Received a letter from Santander today saying that they are increasing my arranged overdraft fee from 50p a day to £1 a day up to a maximum of 20 days.
When it was Alliance and Leicester it was a flat £5 fee per month then less than a year ago when Santander...
Started by djstevie on
, 15 posts
by 9 people.
Answer Snippets (Read the full thread at cableforum):
Glad I moved great so far but I'm not sure what... .
I moved to Barclay's which has beenI was with Santander for nearly 6 years and I was never charged for an overdraft.
To a new bank because I lived in my overdraft when I was with them.
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Overdraft and fees
Anyone started a overdraft in last 6 months and mind saying what rate they paying and set up fees?
1st bank i got Quote: from says 5.5% over base and 1.5% fee.
Seems harsh...:undecided:
Just wondering what sort of rate I should be ...
Started by Gothmog on
, 19 posts
by 14 people.
Answer Snippets (Read the full thread at farmingforum):
Re: Overdraft and fees
Could you take a fixed term loan instead as the rates would be more competitive?
Variable rate base +2.85 Re: Overdraft and fees
I used to work for a high street bank within), but as a "new" borrower I wouldn....
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Similar tale to the other two threads , myself and a partner had a business account for about a year and a half , were told no overdraft facility possible , and never asked again or signed any agreement.
I used the debit card to make some online purchases...
Started by vsbarclays on
, 18 posts
by 5 people.
Answer Snippets (Read the full thread at consumeractiongroup):
The final balance was - 3 K in purchases and charges
Again , no overdraft facilitty with no authorised overdraft....
Did you not receive monthly statements from the bank which showed an overdraft
2.
With this, and to refer you to the DCA.
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Ask your Facebook Friends
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Hi.
Just had my bank statement from Lloyds.
I've been charged a £5 fee for using a pre-arranged overdraft.
I went overdrawn £37 for 1 day so have incurred a £5 fee.
I'm going to right a letter complaining that this is a ridiculous charge, but first I ...
Started by stu007 on
, 15 posts
by 7 people.
Answer Snippets (Read the full thread at moneysavingexpert):
It was an error on my part not to read the terms of the overdraft properly, I naively assumed it would pointless and meaningless.
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I have been with US Bank for a long time now, when I was younger, in college and broke, I would overdraft my checking account from time to time, but now that I manage my money well i'm debating whether or not that $4,000.00 dollar reserve line is worth...
Started by foofoodar on
, 12 posts
by 9 people.
Answer Snippets (Read the full thread at thefinanceforums):
From their perspective, theyve written a check on the customers credit report... .
It sounds nice, like they are really like the concept of Courtesy Overdraft Protection.
overdraft protection, some call it a courtesy overdraft protection.
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I completely understand what is going on and what TD Bank is doing is technically legal, BUT it will eventually catch up to them. I had a checking account with another bank for 10 years and within those 10 years I never overdrafted-NEVER! I love how when...
Started by AVIG on
, 21 posts
by 4 people.
Answer Snippets (Read the full thread at complaintsboard):
If you're very well how to avoid overdraft fees (thanks for your lesson), but unless you have extra 1000's in the bank there's no avoiding overdraft ....
When you do not have it and I guarantee you will have overdraft fees there too.
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Hi, im in my first year at university and came with a £1500 overdraft. The problem now is im afraid i wont be able to get out of it and i will be stuck in debt for years. My student loan doesnt go far as i have other bills to pay e.g. phone, tv license...
Started by studentwales91 on
, 16 posts
by 11 people.
Answer Snippets (Read the full thread at moneysavingexpert):
Wait until your second year where you HAVE to live in your overdraft (currently £1700 with a ....
How much is your sim only contract? I pay £5 a month for pay as you go year and £1500 in overdraft...
Of the overdraft gone in a year.
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To acquaint yourself with general background info you might firstly want to refer to this thread http://www.consumeractiongroup.co.uk...-my-debts.html
From the previous thread you will note that my wife and I had a joint bank account and I had a credit...
Started by Coactum on
, 19 posts
by 3 people.
Answer Snippets (Read the full thread at consumeractiongroup):
This letter referred onto to the Credit Card not the overdraft not been satisfactorily addressed.
Indeed when it was arranged In legal proceedings commencing 8/5/9 .
To the overdraft as this was not arranged until almost a decade later.
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I don't often post my own issues anywhere as having been very actively antibank and anti DCA elsewhere for 3 years I worry about being ID'd.
This concerns an issue which frequently comes up on forums, but seems to have no definitive resolution:
The new...
Started by Shepherdess on
, 20 posts
by 6 people.
Answer Snippets (Read the full thread at all-about-debt):
And their flexaccount overdraft:
July/August 2010 finances goes tits up
End Spetember 2010 Official default is to explore the general issues and remedies surrounding these new type of charges, for everyones moved the goalposts with this....
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Hello. i obtained a loan through andrew hart/payday overdraft . However in the same month i became homeless and unemployed. i explained my situation and advised i would pay the debt asap. however i did break my repayment plan . i understood i would have...
Started by RachaelGxx on
, 17 posts
by 8 people.
Answer Snippets (Read the full thread at consumeractiongroup):
Welcome to CAG by the way
It may help if you started a new Rachael subject heading 'Hart/payday overdraft ', if you want it changed to anything else, just say to make a complain with payday overdraft....
Are you able to provide the Breakdown ..
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