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On Tue, 31 Jul 2007 11:38:22 GMT, Palindrome <...@privacy.net> wrote:
ffflick wrote:
> I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth £200 and the cover price is £43 for two years
> or £63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
>
Does the cover include accidental damage, or is it just an extension of
the original warranty against faults due to faulty material, design or
construction?
If the latter, then the unit is probably over any initial failure period
and probably will not enter the terminal failure period for a couple of
years. Batteries excluded, of course. Not worth paying for, IMHO.
If it provides cover against accidental damage and loss, then that is a
different matter. A 10% premium for something highly likely to get lost,
stolen or damaged sounds reasonable. Particularly as, the older it is,
the less careful you are likely to be with it...familiarity, etc.
--
Sue
ffflick wrote:
> I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth £200 and the cover price is £43 for two years
> or £63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
>
Does the cover include accidental damage, or is it just an extension of
the original warranty against faults due to faulty material, design or
construction?
If the latter, then the unit is probably over any initial failure period
and probably will not enter the terminal failure period for a couple of
years. Batteries excluded, of course. Not worth paying for, IMHO.
If it provides cover against accidental damage and loss, then that is a
different matter. A 10% premium for something highly likely to get lost,
stolen or damaged sounds reasonable. Particularly as, the older it is,
the less careful you are likely to be with it...familiarity, etc.
--
Sue
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On Tue, 31 Jul 2007 12:47:37 +0100, ffflick <...@f.f> wrote:
On Tue, 31 Jul 2007 11:38:22 GMT, Palindrome <...@privacy.net> wrote:
>f
>>
>Does the cover include accidental damage, or is it just an extension of
>the original warranty against faults due to faulty material, design or
>construction?
>
>If the latter, then the unit is probably over any initial failure period
>and probably will not enter the terminal failure period for a couple of
>years. Batteries excluded, of course. Not worth paying for, IMHO.
>
>If it provides cover against accidental damage and loss, then that is a
>different matter. A 10% premium for something highly likely to get lost,
>stolen or damaged sounds reasonable. Particularly as, the older it is,
>the less careful you are likely to be with it...familiarity, etc.
Good point - I'm going to ring them to check because it's not very
clear. The wording states "...protects against breakdown caused by
mishaps....."
Loss is not covered. Not so worried about this as my household will
cover.
RegardsOn Tue, 31 Jul 2007 11:38:22 GMT, Palindrome <...@privacy.net> wrote:
>f
>>
>Does the cover include accidental damage, or is it just an extension of
>the original warranty against faults due to faulty material, design or
>construction?
>
>If the latter, then the unit is probably over any initial failure period
>and probably will not enter the terminal failure period for a couple of
>years. Batteries excluded, of course. Not worth paying for, IMHO.
>
>If it provides cover against accidental damage and loss, then that is a
>different matter. A 10% premium for something highly likely to get lost,
>stolen or damaged sounds reasonable. Particularly as, the older it is,
>the less careful you are likely to be with it...familiarity, etc.
Good point - I'm going to ring them to check because it's not very
clear. The wording states "...protects against breakdown caused by
mishaps....."
Loss is not covered. Not so worried about this as my household will
cover.
Regards
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On Tue, 31 Jul 2007 14:24:02 +0100, "Simon Finnigan" <...@Hotmail.Com> wrote:
"ffflick" <...@f.f> wrote in message
news...@4ax.com...
>I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth 200 and the cover price is 43 for two years
> or 63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
How likely is it to fail, and how many exlcusions have they managed to hide
in the fine print? :-)
Bearing in mind that on average they`ll make a profit on this policy, you`d
be better off keeping the money in the bank to pay towards repairs if they
are ever needed. This does of course only work if you`re not one of the
unlucky people whos machine breaks down more than once though :-)
"ffflick" <...@f.f> wrote in message
news...@4ax.com...
>I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth 200 and the cover price is 43 for two years
> or 63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
How likely is it to fail, and how many exlcusions have they managed to hide
in the fine print? :-)
Bearing in mind that on average they`ll make a profit on this policy, you`d
be better off keeping the money in the bank to pay towards repairs if they
are ever needed. This does of course only work if you`re not one of the
unlucky people whos machine breaks down more than once though :-)
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On Tue, 31 Jul 2007 16:53:40 +0100, "Graybags" <...@lineone.net> wrote:
"ffflick" <...@f.f> wrote in message
news...@4ax.com...
>I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth 200 and the cover price is 43 for two years
> or 63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
I have a friend who works for a fairly big company. They never buy extended
warranty, because the cost is generally prohibitive, and in the long run,
the insurance companies always win. However, in the short term we're dealing
with your individual 200+ of PDA.
Accidental damage and loss should both be covered on your home insurance, so
you're only getting cover for manufacturing failure. You'll probably find
that the exceptions make the extended warranty worthless, and at the end of
the day (Brian), your PDA can probably be replaced by someone's model on
eBay for about 100 tops now - even less by the end of another 2 or 4 years.
Just my 2p.
Graybags
"ffflick" <...@f.f> wrote in message
news...@4ax.com...
>I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth 200 and the cover price is 43 for two years
> or 63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
I have a friend who works for a fairly big company. They never buy extended
warranty, because the cost is generally prohibitive, and in the long run,
the insurance companies always win. However, in the short term we're dealing
with your individual 200+ of PDA.
Accidental damage and loss should both be covered on your home insurance, so
you're only getting cover for manufacturing failure. You'll probably find
that the exceptions make the extended warranty worthless, and at the end of
the day (Brian), your PDA can probably be replaced by someone's model on
eBay for about 100 tops now - even less by the end of another 2 or 4 years.
Just my 2p.
Graybags
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On Tue, 31 Jul 2007 14:03:51 -0700, ric <...@infobubble.co.uk> wrote:
On 31 Jul, 12:21, ffflick <...@f.f> wrote:
> I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth £200 and the cover price is £43 for two years
> or £63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
>
> Regards
No. Not to be blunt, but it *cost* 200 quid. It's not worth 200 quid
now: the ready availability of 4gb+ SD cards that are more reliable,
take less power and are smaller saw to that.
It's probably worth 100 quid or so used on ebay: so "insuring" it for
a year or two for 50% of it's value seems like overkill...
On 31 Jul, 12:21, ffflick <...@f.f> wrote:
> I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth £200 and the cover price is £43 for two years
> or £63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
>
> Regards
No. Not to be blunt, but it *cost* 200 quid. It's not worth 200 quid
now: the ready availability of 4gb+ SD cards that are more reliable,
take less power and are smaller saw to that.
It's probably worth 100 quid or so used on ebay: so "insuring" it for
a year or two for 50% of it's value seems like overkill...
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On Tue, 31 Jul 2007 21:21:59 GMT, Palindrome <...@privacy.net> wrote:
ric wrote:
> On 31 Jul, 12:21, ffflick <...@f.f> wrote:
>> I nornally avoid these, but have a Palm Lifedrive which is about to
>> run out of gaurantee...and an offer from PC World to take out extra
>> cover. The PDA is worth £200 and the cover price is £43 for two years
>> or £63 for four.
>>
>> I'm considering taking it because the unit is complex (4gb hard drive)
>> and I could well imagine a failure which would be expensive to fix.
>> It's also the perfect size to drop/sit on etc etc.
>>
>> I also realise that it will be obsolete in a couple of years, but it's
>> still going to be useful as an mp3 player or GPS (I have a bluetooth
>> GPS transmitter), so I can see it being servicable for another 4
>> years.
>>
>> Any experiences/thoughts?
>>
>> Regards
>
> No. Not to be blunt, but it *cost* 200 quid. It's not worth 200 quid
> now: the ready availability of 4gb+ SD cards that are more reliable,
> take less power and are smaller saw to that.
> It's probably worth 100 quid or so used on ebay: so "insuring" it for
> a year or two for 50% of it's value seems like overkill...
>
For most insurance policies of this type:
That model will almost certainly not be repairable or be available to
purchase in a couple of years time. The insurance will pay out 200GBP or
provide a 200 quid current replacement. So, /if/ there is a claim, the
OP will end up with 200 quids worth of current value. Of course, for any
insurance, if there isn't a claim, there is no return.
So the equation is insuring it for a year or two at about 10% of the 200
quid that will be paid out in a claim. Which is what the insurance will
pay out and not the actual value at the time of the claim. Not bad for
something highly likely to get damaged.
No, I am not suggesting that the OP deliberately damages it, in order to
claim. Just that the insurance is worth rather more than you suggest.
--
Sue
ric wrote:
> On 31 Jul, 12:21, ffflick <...@f.f> wrote:
>> I nornally avoid these, but have a Palm Lifedrive which is about to
>> run out of gaurantee...and an offer from PC World to take out extra
>> cover. The PDA is worth £200 and the cover price is £43 for two years
>> or £63 for four.
>>
>> I'm considering taking it because the unit is complex (4gb hard drive)
>> and I could well imagine a failure which would be expensive to fix.
>> It's also the perfect size to drop/sit on etc etc.
>>
>> I also realise that it will be obsolete in a couple of years, but it's
>> still going to be useful as an mp3 player or GPS (I have a bluetooth
>> GPS transmitter), so I can see it being servicable for another 4
>> years.
>>
>> Any experiences/thoughts?
>>
>> Regards
>
> No. Not to be blunt, but it *cost* 200 quid. It's not worth 200 quid
> now: the ready availability of 4gb+ SD cards that are more reliable,
> take less power and are smaller saw to that.
> It's probably worth 100 quid or so used on ebay: so "insuring" it for
> a year or two for 50% of it's value seems like overkill...
>
For most insurance policies of this type:
That model will almost certainly not be repairable or be available to
purchase in a couple of years time. The insurance will pay out 200GBP or
provide a 200 quid current replacement. So, /if/ there is a claim, the
OP will end up with 200 quids worth of current value. Of course, for any
insurance, if there isn't a claim, there is no return.
So the equation is insuring it for a year or two at about 10% of the 200
quid that will be paid out in a claim. Which is what the insurance will
pay out and not the actual value at the time of the claim. Not bad for
something highly likely to get damaged.
No, I am not suggesting that the OP deliberately damages it, in order to
claim. Just that the insurance is worth rather more than you suggest.
--
Sue
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On Tue, 31 Jul 2007 18:51:55 +0100, stev...@italiancar.co.uk (SteveH) wrote:
ffflick <...@f.f> wrote:
> I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth £200 and the cover price is £43 for two years
> or £63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
Having been a store manager for Dixons [1], I will say this for extended
warranties:
I'd never take them out on household electronics - ie. big stuff that
never goes anywhere. They're a complete waste of money.
I'd never take one out on a laptop, either, 'cos they're *far* too
expensive.
However, I have and will continue to take them out on expensive MP3
players / PDAs and possibly even digital cameras. The cost is relatively
low and the risk relatively high on these kind of devices.
[1] The reason I left was because I had a moral objection to the methods
used to sell 'Coverplan' - especially when the attitute was that 'old
people are easy to scare into taking out Coverplan'.
--
SteveH 'You're not a real petrolhead unless you've owned an Alfa Romeo'
http://www.italiancar.co.uk - Honda VFR800 - Hongdou GY200 - Alfa 75 TSpark
Alfa 156 TSpark - B6 Passat 2.0TDI SE - COSOC KOTL
BOTAFOT #87 - BOTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC #ffflick <...@f.f> wrote:
> I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth £200 and the cover price is £43 for two years
> or £63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
Having been a store manager for Dixons [1], I will say this for extended
warranties:
I'd never take them out on household electronics - ie. big stuff that
never goes anywhere. They're a complete waste of money.
I'd never take one out on a laptop, either, 'cos they're *far* too
expensive.
However, I have and will continue to take them out on expensive MP3
players / PDAs and possibly even digital cameras. The cost is relatively
low and the risk relatively high on these kind of devices.
[1] The reason I left was because I had a moral objection to the methods
used to sell 'Coverplan' - especially when the attitute was that 'old
people are easy to scare into taking out Coverplan'.
--
SteveH 'You're not a real petrolhead unless you've owned an Alfa Romeo'
http://www.italiancar.co.uk - Honda VFR800 - Hongdou GY200 - Alfa 75 TSpark
Alfa 156 TSpark - B6 Passat 2.0TDI SE - COSOC KOTL
BOTAFOT #87 - BOTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC #
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On Tue, 31 Jul 2007 19:11:26 +0100, ffflick <...@f.f> wrote:
On Tue, 31 Jul 2007 18:51:55 +0100, stev...@italiancar.co.uk (SteveH)
wrote:
>
>However, I have and will continue to take them out on expensive MP3
>players / PDAs and possibly even digital cameras. The cost is relatively
>low and the risk relatively high on these kind of devices.
>
>[1] The reason I left was because I had a moral objection to the methods
>used to sell 'Coverplan' - especially when the attitute was that 'old
>people are easy to scare into taking out Coverplan'.
The policy in question is 'Pc Performance' sold by PC World - anyone
have experience of their 'slippery' quotient?
Regards
On Tue, 31 Jul 2007 18:51:55 +0100, stev...@italiancar.co.uk (SteveH)
wrote:
>
>However, I have and will continue to take them out on expensive MP3
>players / PDAs and possibly even digital cameras. The cost is relatively
>low and the risk relatively high on these kind of devices.
>
>[1] The reason I left was because I had a moral objection to the methods
>used to sell 'Coverplan' - especially when the attitute was that 'old
>people are easy to scare into taking out Coverplan'.
The policy in question is 'Pc Performance' sold by PC World - anyone
have experience of their 'slippery' quotient?
Regards
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On Tue, 31 Jul 2007 19:14:37 +0100, stev...@italiancar.co.uk (SteveH) wrote:
ffflick <...@f.f> wrote:
> On Tue, 31 Jul 2007 18:51:55 +0100, stev...@italiancar.co.uk (SteveH)
> wrote:
>
> >
> >However, I have and will continue to take them out on expensive MP3
> >players / PDAs and possibly even digital cameras. The cost is relatively
> >low and the risk relatively high on these kind of devices.
> >
> >[1] The reason I left was because I had a moral objection to the methods
> >used to sell 'Coverplan' - especially when the attitute was that 'old
> >people are easy to scare into taking out Coverplan'.
>
>
> The policy in question is 'Pc Performance' sold by PC World - anyone
> have experience of their 'slippery' quotient?
It's the old DSG Coverplan under a different name.
Covers accidental damage (Coverplan did, anyway - double check this) and
all repairs are done by the manufacturer 'cos the PC World muppets can't
be trusted with anything other than sticking Windows discs in stuff in
the hope it fixes the problems....
--
SteveH 'You're not a real petrolhead unless you've owned an Alfa Romeo'
http://www.italiancar.co.uk - Honda VFR800 - Hongdou GY200 - Alfa 75 TSpark
Alfa 156 TSpark - B6 Passat 2.0TDI SE - COSOC KOTL
BOTAFOT #87 - BOTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC #ffflick <...@f.f> wrote:
> On Tue, 31 Jul 2007 18:51:55 +0100, stev...@italiancar.co.uk (SteveH)
> wrote:
>
> >
> >However, I have and will continue to take them out on expensive MP3
> >players / PDAs and possibly even digital cameras. The cost is relatively
> >low and the risk relatively high on these kind of devices.
> >
> >[1] The reason I left was because I had a moral objection to the methods
> >used to sell 'Coverplan' - especially when the attitute was that 'old
> >people are easy to scare into taking out Coverplan'.
>
>
> The policy in question is 'Pc Performance' sold by PC World - anyone
> have experience of their 'slippery' quotient?
It's the old DSG Coverplan under a different name.
Covers accidental damage (Coverplan did, anyway - double check this) and
all repairs are done by the manufacturer 'cos the PC World muppets can't
be trusted with anything other than sticking Windows discs in stuff in
the hope it fixes the problems....
--
SteveH 'You're not a real petrolhead unless you've owned an Alfa Romeo'
http://www.italiancar.co.uk - Honda VFR800 - Hongdou GY200 - Alfa 75 TSpark
Alfa 156 TSpark - B6 Passat 2.0TDI SE - COSOC KOTL
BOTAFOT #87 - BOTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC #
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On Wed, 1 Aug 2007 00:20:36 +0100, "John" <...@onlineworld.com> wrote:
"SteveH" <...@italiancar.co.uk> wrote in message
news...@italiancar.co.uk...
> ffflick <...@f.f> wrote:
>
>> I nornally avoid these, but have a Palm Lifedrive which is about to
>> run out of gaurantee...and an offer from PC World to take out extra
>> cover. The PDA is worth 200 and the cover price is 43 for two years
>> or 63 for four.
>>
>> I'm considering taking it because the unit is complex (4gb hard drive)
>> and I could well imagine a failure which would be expensive to fix.
>> It's also the perfect size to drop/sit on etc etc.
>>
>> I also realise that it will be obsolete in a couple of years, but it's
>> still going to be useful as an mp3 player or GPS (I have a bluetooth
>> GPS transmitter), so I can see it being servicable for another 4
>> years.
>>
>> Any experiences/thoughts?
>
> Having been a store manager for Dixons [1], I will say this for extended
> warranties:
>
> I'd never take them out on household electronics - ie. big stuff that
> never goes anywhere. They're a complete waste of money.
>
> I'd never take one out on a laptop, either, 'cos they're *far* too
> expensive.
>
> However, I have and will continue to take them out on expensive MP3
> players / PDAs and possibly even digital cameras. The cost is relatively
> low and the risk relatively high on these kind of devices.
>
> [1] The reason I left was because I had a moral objection to the methods
> used to sell 'Coverplan' - especially when the attitute was that 'old
> people are easy to scare into taking out Coverplan'.
>
>
> --
> SteveH 'You're not a real petrolhead unless you've owned an Alfa Romeo'
> http://www.italiancar.co.uk - Honda VFR800 - Hongdou GY200 - Alfa 75 TSpark
> Alfa 156 TSpark - B6 Passat 2.0TDI SE - COSOC KOTL
> BOTAFOT #87 - BOTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC #
If you worked in Liverpool - wasn't it for another reason that you don't
work there any more?
"SteveH" <...@italiancar.co.uk> wrote in message
news...@italiancar.co.uk...
> ffflick <...@f.f> wrote:
>
>> I nornally avoid these, but have a Palm Lifedrive which is about to
>> run out of gaurantee...and an offer from PC World to take out extra
>> cover. The PDA is worth 200 and the cover price is 43 for two years
>> or 63 for four.
>>
>> I'm considering taking it because the unit is complex (4gb hard drive)
>> and I could well imagine a failure which would be expensive to fix.
>> It's also the perfect size to drop/sit on etc etc.
>>
>> I also realise that it will be obsolete in a couple of years, but it's
>> still going to be useful as an mp3 player or GPS (I have a bluetooth
>> GPS transmitter), so I can see it being servicable for another 4
>> years.
>>
>> Any experiences/thoughts?
>
> Having been a store manager for Dixons [1], I will say this for extended
> warranties:
>
> I'd never take them out on household electronics - ie. big stuff that
> never goes anywhere. They're a complete waste of money.
>
> I'd never take one out on a laptop, either, 'cos they're *far* too
> expensive.
>
> However, I have and will continue to take them out on expensive MP3
> players / PDAs and possibly even digital cameras. The cost is relatively
> low and the risk relatively high on these kind of devices.
>
> [1] The reason I left was because I had a moral objection to the methods
> used to sell 'Coverplan' - especially when the attitute was that 'old
> people are easy to scare into taking out Coverplan'.
>
>
> --
> SteveH 'You're not a real petrolhead unless you've owned an Alfa Romeo'
> http://www.italiancar.co.uk - Honda VFR800 - Hongdou GY200 - Alfa 75 TSpark
> Alfa 156 TSpark - B6 Passat 2.0TDI SE - COSOC KOTL
> BOTAFOT #87 - BOTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC #
If you worked in Liverpool - wasn't it for another reason that you don't
work there any more?
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On Wed, 1 Aug 2007 00:18:25 +0100, "John" <...@onlineworld.com> wrote:
"ffflick" <...@f.f> wrote in message
news...@4ax.com...
>I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth 200 and the cover price is 43 for two years
> or 63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
>
> Regards
>
Extended warranties are not worth it, all consumer associations and magazine
advise against them too. They are a con as the company often makes more on
them than selling you the product.
The clauses, exclusions and general terms and conditions will exclude most
repairs you need or cover for loss or damage. You are better not falling
for the blackmail trick and keeping that money in the bank, then if
something goes wrong put it towards a repair.
Electrical items breaking down is based on a bathtub curve, highly likely at
the start of it's life or near the end only. If you are not throwing it
around then I wouldn't be too concerned.
Never be pressure to buy any extended warranties at the point of sale,
certainly not from PC World, Currys or similar outlets. The staff are
forced to sell them to meet targets knowing the policies are worthless.
"ffflick" <...@f.f> wrote in message
news...@4ax.com...
>I nornally avoid these, but have a Palm Lifedrive which is about to
> run out of gaurantee...and an offer from PC World to take out extra
> cover. The PDA is worth 200 and the cover price is 43 for two years
> or 63 for four.
>
> I'm considering taking it because the unit is complex (4gb hard drive)
> and I could well imagine a failure which would be expensive to fix.
> It's also the perfect size to drop/sit on etc etc.
>
> I also realise that it will be obsolete in a couple of years, but it's
> still going to be useful as an mp3 player or GPS (I have a bluetooth
> GPS transmitter), so I can see it being servicable for another 4
> years.
>
> Any experiences/thoughts?
>
> Regards
>
Extended warranties are not worth it, all consumer associations and magazine
advise against them too. They are a con as the company often makes more on
them than selling you the product.
The clauses, exclusions and general terms and conditions will exclude most
repairs you need or cover for loss or damage. You are better not falling
for the blackmail trick and keeping that money in the bank, then if
something goes wrong put it towards a repair.
Electrical items breaking down is based on a bathtub curve, highly likely at
the start of it's life or near the end only. If you are not throwing it
around then I wouldn't be too concerned.
Never be pressure to buy any extended warranties at the point of sale,
certainly not from PC World, Currys or similar outlets. The staff are
forced to sell them to meet targets knowing the policies are worthless.
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On Wed, 1 Aug 2007 08:25:33 +0100, "Simon Finnigan" <...@Hotmail.Com> wrote:
"John" <...@onlineworld.com> wrote in message
news...@mk-nntp-2.news.uk.tiscali.com...
>
> "ffflick" <...@f.f> wrote in message
> news...@4ax.com...
>>I nornally avoid these, but have a Palm Lifedrive which is about to
>> run out of gaurantee...and an offer from PC World to take out extra
>> cover. The PDA is worth 200 and the cover price is 43 for two years
>> or 63 for four.
>>
>> I'm considering taking it because the unit is complex (4gb hard drive)
>> and I could well imagine a failure which would be expensive to fix.
>> It's also the perfect size to drop/sit on etc etc.
>>
>> I also realise that it will be obsolete in a couple of years, but it's
>> still going to be useful as an mp3 player or GPS (I have a bluetooth
>> GPS transmitter), so I can see it being servicable for another 4
>> years.
>>
>> Any experiences/thoughts?
>>
>> Regards
>>
>
> Extended warranties are not worth it, all consumer associations and
> magazine advise against them too. They are a con as the company often
> makes more on them than selling you the product.
> The clauses, exclusions and general terms and conditions will exclude most
> repairs you need or cover for loss or damage. You are better not falling
> for the blackmail trick and keeping that money in the bank, then if
> something goes wrong put it towards a repair.
Not always. For example, I bought a CRT TV that was ex-display from a local
Currys, and got the extended warranty for the cost of 1 a month. I`ve had
the TV for a year now, so it`s cost me 12. The focus needed tweaking at
one point, which needed a single phone call, an appointment was made for 2
days later and a man turned up at the promised time, did the work and then
went away again. How much does it cost to get someone round to your house
to adjust a setting on your TV? More than 12?
Saying that they are always bad is simply bad advice, there are times - as
in the case of my TV - where the small payment for the cover is more than
worth it.
"John" <...@onlineworld.com> wrote in message
news...@mk-nntp-2.news.uk.tiscali.com...
>
> "ffflick" <...@f.f> wrote in message
> news...@4ax.com...
>>I nornally avoid these, but have a Palm Lifedrive which is about to
>> run out of gaurantee...and an offer from PC World to take out extra
>> cover. The PDA is worth 200 and the cover price is 43 for two years
>> or 63 for four.
>>
>> I'm considering taking it because the unit is complex (4gb hard drive)
>> and I could well imagine a failure which would be expensive to fix.
>> It's also the perfect size to drop/sit on etc etc.
>>
>> I also realise that it will be obsolete in a couple of years, but it's
>> still going to be useful as an mp3 player or GPS (I have a bluetooth
>> GPS transmitter), so I can see it being servicable for another 4
>> years.
>>
>> Any experiences/thoughts?
>>
>> Regards
>>
>
> Extended warranties are not worth it, all consumer associations and
> magazine advise against them too. They are a con as the company often
> makes more on them than selling you the product.
> The clauses, exclusions and general terms and conditions will exclude most
> repairs you need or cover for loss or damage. You are better not falling
> for the blackmail trick and keeping that money in the bank, then if
> something goes wrong put it towards a repair.
Not always. For example, I bought a CRT TV that was ex-display from a local
Currys, and got the extended warranty for the cost of 1 a month. I`ve had
the TV for a year now, so it`s cost me 12. The focus needed tweaking at
one point, which needed a single phone call, an appointment was made for 2
days later and a man turned up at the promised time, did the work and then
went away again. How much does it cost to get someone round to your house
to adjust a setting on your TV? More than 12?
Saying that they are always bad is simply bad advice, there are times - as
in the case of my TV - where the small payment for the cover is more than
worth it.
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