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My mother is entitled to her pension from 6 March 2012. Her pension forecast shows that she has 29 qualifying years (out of the 30 years). She is a partner in a business and pays tax/NIC every year and will continue to do so. They are giving the option...
Started by on , 8 posts by 4 people.  
NI contributions cease on reaching state retirement age - so in which you reach state pension age doesn't count - which is a bit unfair for someone who reaches SPA in March, as they still have....
Is entitled to her pension from 6 March 2012.
What exactly is a pension? How does it work? I had the opportunity at my last job to enroll in the pension but I declined, I think. It's been over two years so I honestly can't remember. Why does it matter if your school elects not to do a pension?
Started by on , 12 posts by 9 people.  
Answer Snippets (Read the full thread at eslcafe):
If the pension office finds out your have been I didn't sign up for the pension plan at my last school 7/2009-10/2010, and I did sign up in April 2012 at my new school, would I be expected....
Could be setting you up for a big bill in the future .
I am 67 years old and drawing a small private pension. I am taking medication for high blood pressure and have recently undergone treatment for prostate cancer. Can I negotiate a higher monthly pension payment with my pension providers?
Started by on , 12 posts by 6 people.  
Your annuity,then the pension payment is set in stone, However there is no harm in asking! have you checked to see if you're entitled to pension credit? if not phone the Pension Service- 0800 991234, it is unlikely that you would....
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I recently started a new job where my employer and I contribute into a Standard Life Group Pension plan. It is a good scheme with very low admin charges. I want to transfer my existing Standard Life Personal Pension plan money into the Group Pension plan...
Started by on , 8 posts by 4 people.  
It is a good scheme with very low admin charges Personal Pension plan money ....
Only pension transfers (a very common restriction) and that they have to go through the advice and I contribute into a Standard Life Group Pension plan.
I am 29, and have recently transferred from a PRSA to an Occupational pension. Company paying 8% salary, and I am currently paying in 10% (recently told that occupational pension means i can add in up to 15% of my earnings in addition to employers contributions...
Started by on , 6 posts by 4 people.  
Of the pension is that it may have to be proved that he is financially dependant on you as the rules quite?If the fund value is less than 20K (trivial pension rule) after the 4xsalary is paid, then this could a child ASAP ! It is good that....
I live in Scotland and currently get a pension of £522.40 every 4 weeks. This is because i did not receive my pension when i hit 60 and received it around five years later. I have been getting Pension Credit Guarantee of £23.22 every week. I have just...
Started by on , 11 posts by 6 people.  
PC is the difference between your actual pension and the guaranteed amount on the pension credit award....
You are guaranteed £137.35 this FY and it goes up to £142.70 next FY .
Pension credit is going up but so is your pension.
Do you get State Pension with a small amount of Pension Credit to top it up, and do you ever wonder whats it for. Well heres my theory the DWP need an excuse to visit your home, to see if its you and no one else is collecting your Pension. I noticed this...
Started by on , 4 posts by 4 people.  
Are yu sure its pension credit and not sP2 Do you get any other help benefit wise, council tax, rent help, Often, if you get pension credit of Pension Credit is a top ....
I thought you had to actually apply for pension credit.
I left BG in 1996 and have lost all the contact information for the Pension Scheme. Anyone have it as googling doesn't help
Started by on , 13 posts by 12 people.  
I believe it went to Lattice Group but I've lost track of it since then colette I contacted the hr team at British gas... .
Search seems to indicate that the British Gas pension scheme is now being administered by Lane Clark our pension yet.
Hi, I have a small local Gov pension which I can either access this year when I am 60 or leave until 65. My husband and I don't actually need the income from it to live on so could leave it, but to me it seems like I may as well take it now and enjoy ...
Started by on , 14 posts by 9 people.  
I know a lot of people will disagree but that's my advice .
I'd take the pension at 60 and enjoy life because you never know how your health will be in the future.
Just having a thought on pensions and putting it out there. I am paying into a pension and I am also paying my mortgage with PTSB insterest rate of 5.1%. My wages are low and therefore I am taxed at 20% and therefore the tax relief on my pension contributions...
Started by on , 14 posts by 11 people.  
Answer Snippets (Read the full thread at boards):
My question is, would I not be better off diverting... .
I am paying into a pension taxed at 20% and therefore the tax relief on my pension contributions is also at 20%.
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